CARE Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 24.68% compared to Carter Bankshares's net margin of 20.42%. Carter Bankshares's return on equity of 6.64% beat Evans Bancorp's return on equity of 6.65%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 38.89%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 29.16%. Given that Carter Bankshares has higher upside potential than Evans Bancorp, analysts believe Carter Bankshares is more attractive than Evans Bancorp.

Carter Bankshares has a beta of 0.952, which suggesting that the stock is 4.787% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 3.41% to investors and pays a quarterly dividend of $0.66 per share. Carter Bankshares pays -- of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Carter Bankshares's net income of $8.3M is higher than Evans Bancorp's net income of $3.7M. Notably, Carter Bankshares's price-to-earnings ratio is 15.40x while Evans Bancorp's PE ratio is 18.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.81x versus 3.10x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bank has a net margin of 24.68% compared to Carter Bankshares's net margin of 31.08%. Carter Bankshares's return on equity of 6.64% beat First Bank's return on equity of 10.79%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 38.89%. On the other hand First Bank has an analysts' consensus of $17.67 which suggests that it could grow by 20.43%. Given that Carter Bankshares has higher upside potential than First Bank, analysts believe Carter Bankshares is more attractive than First Bank.

Carter Bankshares has a beta of 0.952, which suggesting that the stock is 4.787% less volatile than S&P 500. In comparison First Bank has a beta of 0.944, suggesting its less volatile than the S&P 500 by 5.582%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. First Bank offers a yield of 1.64% to investors and pays a quarterly dividend of $0.06 per share. Carter Bankshares pays -- of its earnings as a dividend. First Bank pays out 14.27% of its earnings as a dividend. First Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than First Bank quarterly revenues of $33.8M. Carter Bankshares's net income of $8.3M is lower than First Bank's net income of $10.5M. Notably, Carter Bankshares's price-to-earnings ratio is 15.40x while First Bank's PE ratio is 8.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.81x versus 2.86x for First Bank. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 24.68% compared to Carter Bankshares's net margin of 28.72%. Carter Bankshares's return on equity of 6.64% beat Park National's return on equity of 12.67%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 38.89%. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 13.85%. Given that Carter Bankshares has higher upside potential than Park National, analysts believe Carter Bankshares is more attractive than Park National.

Carter Bankshares has a beta of 0.952, which suggesting that the stock is 4.787% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.79% to investors and pays a quarterly dividend of $1.07 per share. Carter Bankshares pays -- of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than Park National quarterly revenues of $134.5M. Carter Bankshares's net income of $8.3M is lower than Park National's net income of $38.6M. Notably, Carter Bankshares's price-to-earnings ratio is 15.40x while Park National's PE ratio is 16.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.81x versus 4.76x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Univest Financial has a net margin of 24.68% compared to Carter Bankshares's net margin of 24.66%. Carter Bankshares's return on equity of 6.64% beat Univest Financial's return on equity of 8.83%.

Carter Bankshares has a consensus price target of $22.67, signalling upside risk potential of 38.89%. On the other hand Univest Financial has an analysts' consensus of $31.67 which suggests that it could grow by 10.53%. Given that Carter Bankshares has higher upside potential than Univest Financial, analysts believe Carter Bankshares is more attractive than Univest Financial.

Carter Bankshares has a beta of 0.952, which suggesting that the stock is 4.787% less volatile than S&P 500. In comparison Univest Financial has a beta of 0.895, suggesting its less volatile than the S&P 500 by 10.508%.

Carter Bankshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Univest Financial offers a yield of 2.93% to investors and pays a quarterly dividend of $0.21 per share. Carter Bankshares pays -- of its earnings as a dividend. Univest Financial pays out 32.72% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Carter Bankshares quarterly revenues are $33.5M, which are smaller than Univest Financial quarterly revenues of $76.8M. Carter Bankshares's net income of $8.3M is lower than Univest Financial's net income of $18.9M. Notably, Carter Bankshares's price-to-earnings ratio is 15.40x while Univest Financial's PE ratio is 11.06x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Carter Bankshares is 2.81x versus 2.82x for Univest Financial. Usually stocks with elevated PS ratios are considered overvalued.