FRBA Quote, Financials, Valuation and Earnings

Citizens & Northern has a net margin of 31.08% compared to First Bank's net margin of 29.54%. First Bank's return on equity of 10.79% beat Citizens & Northern's return on equity of 9.69%.

First Bank has a consensus price target of $17.67, signalling upside risk potential of 30.09%. On the other hand Citizens & Northern has an analysts' consensus of $21.50 which suggests that it could grow by 12.15%. Given that First Bank has higher upside potential than Citizens & Northern, analysts believe First Bank is more attractive than Citizens & Northern.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Citizens & Northern has a beta of 0.396, suggesting its less volatile than the S&P 500 by 60.437%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.77%. Citizens & Northern offers a yield of 5.84% to investors and pays a quarterly dividend of $0.28 per share. First Bank pays 14.27% of its earnings as a dividend. Citizens & Northern pays out 59.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are larger than Citizens & Northern quarterly revenues of $27.7M. First Bank's net income of $10.5M is higher than Citizens & Northern's net income of $8.2M. Notably, First Bank's price-to-earnings ratio is 8.13x while Citizens & Northern's PE ratio is 11.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.64x versus 2.75x for Citizens & Northern. Usually stocks with elevated PS ratios are considered overvalued.

First Citizens BancShares has a net margin of 31.08% compared to First Bank's net margin of 29.2%. First Bank's return on equity of 10.79% beat First Citizens BancShares's return on equity of 12.55%.

First Bank has a consensus price target of $17.67, signalling upside risk potential of 30.09%. On the other hand First Citizens BancShares has an analysts' consensus of $2,314.46 which suggests that it could grow by 47.3%. Given that First Citizens BancShares has higher upside potential than First Bank, analysts believe First Citizens BancShares is more attractive than First Bank.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison First Citizens BancShares has a beta of 0.664, suggesting its less volatile than the S&P 500 by 33.64%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.77%. First Citizens BancShares offers a yield of 0.46% to investors and pays a quarterly dividend of $1.95 per share. First Bank pays 14.27% of its earnings as a dividend. First Citizens BancShares pays out 5.69% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are smaller than First Citizens BancShares quarterly revenues of $2.4B. First Bank's net income of $10.5M is lower than First Citizens BancShares's net income of $700M. Notably, First Bank's price-to-earnings ratio is 8.13x while First Citizens BancShares's PE ratio is 8.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.64x versus 2.34x for First Citizens BancShares. Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 31.08% compared to First Bank's net margin of 28.32%. First Bank's return on equity of 10.79% beat Mid Penn Bancorp's return on equity of 8.58%.

First Bank has a consensus price target of $17.67, signalling upside risk potential of 30.09%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 44.39%. Given that Mid Penn Bancorp has higher upside potential than First Bank, analysts believe Mid Penn Bancorp is more attractive than First Bank.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.577, suggesting its less volatile than the S&P 500 by 42.264%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.77%. Mid Penn Bancorp offers a yield of 3.3% to investors and pays a quarterly dividend of $0.20 per share. First Bank pays 14.27% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are smaller than Mid Penn Bancorp quarterly revenues of $46.7M. First Bank's net income of $10.5M is lower than Mid Penn Bancorp's net income of $13.2M. Notably, First Bank's price-to-earnings ratio is 8.13x while Mid Penn Bancorp's PE ratio is 8.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.64x versus 2.34x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Orange County Bancorp has a net margin of 31.08% compared to First Bank's net margin of 26.18%. First Bank's return on equity of 10.79% beat Orange County Bancorp's return on equity of 15.66%.

First Bank has a consensus price target of $17.67, signalling upside risk potential of 30.09%. On the other hand Orange County Bancorp has an analysts' consensus of $30.50 which suggests that it could grow by 35.8%. Given that Orange County Bancorp has higher upside potential than First Bank, analysts believe Orange County Bancorp is more attractive than First Bank.

First Bank has a beta of 0.763, which suggesting that the stock is 23.73% less volatile than S&P 500. In comparison Orange County Bancorp has a beta of 0.423, suggesting its less volatile than the S&P 500 by 57.713%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.77%. Orange County Bancorp offers a yield of 2.16% to investors and pays a quarterly dividend of $0.13 per share. First Bank pays 14.27% of its earnings as a dividend. Orange County Bancorp pays out 19.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $33.8M, which are larger than Orange County Bancorp quarterly revenues of $27.4M. First Bank's net income of $10.5M is higher than Orange County Bancorp's net income of $7.2M. Notably, First Bank's price-to-earnings ratio is 8.13x while Orange County Bancorp's PE ratio is 9.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.64x versus 2.32x for Orange County Bancorp. Usually stocks with elevated PS ratios are considered overvalued.