EVBN Quote, Financials, Valuation and Earnings

NBT Bancorp has a net margin of 16.32% compared to Evans Bancorp's net margin of 25.94%. Evans Bancorp's return on equity of 10.61% beat NBT Bancorp's return on equity of 9.36%.

Evans Bancorp has a consensus price target of --, signalling upside risk potential of 13.57%. On the other hand NBT Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.59%. Given that NBT Bancorp has higher upside potential than Evans Bancorp, analysts believe NBT Bancorp is more attractive than Evans Bancorp.

Evans Bancorp has a beta of 0.922, which suggesting that the stock is 7.751% less volatile than S&P 500. In comparison NBT Bancorp has a beta of 0.518, suggesting its less volatile than the S&P 500 by 48.232%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3%. NBT Bancorp offers a yield of 2.7% to investors and pays a quarterly dividend of $0.34 per share. Evans Bancorp pays 29.45% of its earnings as a dividend. NBT Bancorp pays out 47.05% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18M, which are smaller than NBT Bancorp quarterly revenues of $146.9M. Evans Bancorp's net income of $2.9M is lower than NBT Bancorp's net income of $38.1M. Notably, Evans Bancorp's price-to-earnings ratio is 13.23x while NBT Bancorp's PE ratio is 17.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.91x versus 4.11x for NBT Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 16.32% compared to Evans Bancorp's net margin of 27.77%. Evans Bancorp's return on equity of 10.61% beat Park National's return on equity of 11.8%.

Evans Bancorp has a consensus price target of --, signalling upside risk potential of 13.57%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 4.28%. Given that Evans Bancorp has higher upside potential than Park National, analysts believe Evans Bancorp is more attractive than Park National.

Evans Bancorp has a beta of 0.922, which suggesting that the stock is 7.751% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. Evans Bancorp pays 29.45% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18M, which are smaller than Park National quarterly revenues of $137.6M. Evans Bancorp's net income of $2.9M is lower than Park National's net income of $38.2M. Notably, Evans Bancorp's price-to-earnings ratio is 13.23x while Park National's PE ratio is 20.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.91x versus 5.67x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Sterling Bancorp has a net margin of 16.32% compared to Evans Bancorp's net margin of -1.02%. Evans Bancorp's return on equity of 10.61% beat Sterling Bancorp's return on equity of 1.85%.

Evans Bancorp has a consensus price target of --, signalling upside risk potential of 13.57%. On the other hand Sterling Bancorp has an analysts' consensus of -- which suggests that it could grow by 47.06%. Given that Sterling Bancorp has higher upside potential than Evans Bancorp, analysts believe Sterling Bancorp is more attractive than Evans Bancorp.

Evans Bancorp has a beta of 0.922, which suggesting that the stock is 7.751% less volatile than S&P 500. In comparison Sterling Bancorp has a beta of 0.524, suggesting its less volatile than the S&P 500 by 47.585%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3%. Sterling Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Evans Bancorp pays 29.45% of its earnings as a dividend. Sterling Bancorp pays out -- of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Evans Bancorp quarterly revenues are $18M, which are larger than Sterling Bancorp quarterly revenues of $14M. Evans Bancorp's net income of $2.9M is higher than Sterling Bancorp's net income of -$143K. Notably, Evans Bancorp's price-to-earnings ratio is 13.23x while Sterling Bancorp's PE ratio is 38.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.91x versus 4.10x for Sterling Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 16.32% compared to Evans Bancorp's net margin of 24.66%. Evans Bancorp's return on equity of 10.61% beat Tompkins Financial's return on equity of 9.88%.

Evans Bancorp has a consensus price target of --, signalling upside risk potential of 13.57%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.63%. Given that Tompkins Financial has higher upside potential than Evans Bancorp, analysts believe Tompkins Financial is more attractive than Evans Bancorp.

Evans Bancorp has a beta of 0.922, which suggesting that the stock is 7.751% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

Evans Bancorp has a quarterly dividend of $0.66 per share corresponding to a yield of 3%. Tompkins Financial offers a yield of 3.52% to investors and pays a quarterly dividend of $0.62 per share. Evans Bancorp pays 29.45% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Evans Bancorp quarterly revenues are $18M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Evans Bancorp's net income of $2.9M is lower than Tompkins Financial's net income of $18.6M. Notably, Evans Bancorp's price-to-earnings ratio is 13.23x while Tompkins Financial's PE ratio is 14.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Evans Bancorp is 2.91x versus 3.42x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.