MBCN Quote, Financials, Valuation and Earnings

Civista Bancshares has a net margin of 27.75% compared to Middlefield Banc's net margin of 24.92%. Middlefield Banc's return on equity of 7.47% beat Civista Bancshares's return on equity of 8.35%.

Middlefield Banc has a consensus price target of $27.67, signalling upside risk potential of 1.05%. On the other hand Civista Bancshares has an analysts' consensus of $24.75 which suggests that it could grow by 27.12%. Given that Civista Bancshares has higher upside potential than Middlefield Banc, analysts believe Civista Bancshares is more attractive than Middlefield Banc.

Middlefield Banc has a beta of 0.694, which suggesting that the stock is 30.561% less volatile than S&P 500. In comparison Civista Bancshares has a beta of 0.787, suggesting its less volatile than the S&P 500 by 21.327%.

Middlefield Banc has a quarterly dividend of $0.21 per share corresponding to a yield of 2.96%. Civista Bancshares offers a yield of 3.34% to investors and pays a quarterly dividend of $0.17 per share. Middlefield Banc pays 41.61% of its earnings as a dividend. Civista Bancshares pays out 31.76% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Middlefield Banc quarterly revenues are $17.5M, which are smaller than Civista Bancshares quarterly revenues of $39.7M. Middlefield Banc's net income of $4.8M is lower than Civista Bancshares's net income of $9.9M. Notably, Middlefield Banc's price-to-earnings ratio is 14.26x while Civista Bancshares's PE ratio is 9.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Middlefield Banc is 3.26x versus 1.99x for Civista Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 27.75% compared to Middlefield Banc's net margin of 20.42%. Middlefield Banc's return on equity of 7.47% beat Evans Bancorp's return on equity of 6.65%.

Middlefield Banc has a consensus price target of $27.67, signalling upside risk potential of 1.05%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 29.16%. Given that Evans Bancorp has higher upside potential than Middlefield Banc, analysts believe Evans Bancorp is more attractive than Middlefield Banc.

Middlefield Banc has a beta of 0.694, which suggesting that the stock is 30.561% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

Middlefield Banc has a quarterly dividend of $0.21 per share corresponding to a yield of 2.96%. Evans Bancorp offers a yield of 3.41% to investors and pays a quarterly dividend of $0.66 per share. Middlefield Banc pays 41.61% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Middlefield Banc quarterly revenues are $17.5M, which are smaller than Evans Bancorp quarterly revenues of $18.3M. Middlefield Banc's net income of $4.8M is higher than Evans Bancorp's net income of $3.7M. Notably, Middlefield Banc's price-to-earnings ratio is 14.26x while Evans Bancorp's PE ratio is 18.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Middlefield Banc is 3.26x versus 3.10x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

PCB Bancorp has a net margin of 27.75% compared to Middlefield Banc's net margin of 26.83%. Middlefield Banc's return on equity of 7.47% beat PCB Bancorp's return on equity of 7.26%.

Middlefield Banc has a consensus price target of $27.67, signalling upside risk potential of 1.05%. On the other hand PCB Bancorp has an analysts' consensus of $22.00 which suggests that it could grow by 17.08%. Given that PCB Bancorp has higher upside potential than Middlefield Banc, analysts believe PCB Bancorp is more attractive than Middlefield Banc.

Middlefield Banc has a beta of 0.694, which suggesting that the stock is 30.561% less volatile than S&P 500. In comparison PCB Bancorp has a beta of 0.653, suggesting its less volatile than the S&P 500 by 34.687%.

Middlefield Banc has a quarterly dividend of $0.21 per share corresponding to a yield of 2.96%. PCB Bancorp offers a yield of 3.94% to investors and pays a quarterly dividend of $0.20 per share. Middlefield Banc pays 41.61% of its earnings as a dividend. PCB Bancorp pays out 42.79% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Middlefield Banc quarterly revenues are $17.5M, which are smaller than PCB Bancorp quarterly revenues of $26.2M. Middlefield Banc's net income of $4.8M is lower than PCB Bancorp's net income of $7M. Notably, Middlefield Banc's price-to-earnings ratio is 14.26x while PCB Bancorp's PE ratio is 10.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Middlefield Banc is 3.26x versus 2.70x for PCB Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 27.75% compared to Middlefield Banc's net margin of 28.72%. Middlefield Banc's return on equity of 7.47% beat Park National's return on equity of 12.67%.

Middlefield Banc has a consensus price target of $27.67, signalling upside risk potential of 1.05%. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 13.85%. Given that Park National has higher upside potential than Middlefield Banc, analysts believe Park National is more attractive than Middlefield Banc.

Middlefield Banc has a beta of 0.694, which suggesting that the stock is 30.561% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.

Middlefield Banc has a quarterly dividend of $0.21 per share corresponding to a yield of 2.96%. Park National offers a yield of 2.79% to investors and pays a quarterly dividend of $1.07 per share. Middlefield Banc pays 41.61% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Middlefield Banc quarterly revenues are $17.5M, which are smaller than Park National quarterly revenues of $134.5M. Middlefield Banc's net income of $4.8M is lower than Park National's net income of $38.6M. Notably, Middlefield Banc's price-to-earnings ratio is 14.26x while Park National's PE ratio is 16.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Middlefield Banc is 3.26x versus 4.76x for Park National. Usually stocks with elevated PS ratios are considered overvalued.