FISI Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 27.08% compared to Financial Institutions's net margin of 29.5%. Financial Institutions's return on equity of -8.54% beat Bar Harbor Bankshares's return on equity of 9.79%.

Financial Institutions has a consensus price target of $32.00, signalling upside risk potential of 42.48%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.50 which suggests that it could grow by 24.43%. Given that Financial Institutions has higher upside potential than Bar Harbor Bankshares, analysts believe Financial Institutions is more attractive than Bar Harbor Bankshares.

Financial Institutions has a beta of 0.680, which suggesting that the stock is 32.019% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.664, suggesting its less volatile than the S&P 500 by 33.609%.

Financial Institutions has a quarterly dividend of $0.31 per share corresponding to a yield of 5.39%. Bar Harbor Bankshares offers a yield of 4.21% to investors and pays a quarterly dividend of $0.30 per share. Financial Institutions pays -47.96% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Bar Harbor Bankshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are -$50.2M, which are smaller than Bar Harbor Bankshares quarterly revenues of $37.3M. Financial Institutions's net income of -$82.8M is lower than Bar Harbor Bankshares's net income of $11M. Notably, Financial Institutions's price-to-earnings ratio is 8.29x while Bar Harbor Bankshares's PE ratio is 10.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 3.10x versus 2.91x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Citizens Financial Services has a net margin of 27.08% compared to Financial Institutions's net margin of 30.46%. Financial Institutions's return on equity of -8.54% beat Citizens Financial Services's return on equity of 9.61%.

Financial Institutions has a consensus price target of $32.00, signalling upside risk potential of 42.48%. On the other hand Citizens Financial Services has an analysts' consensus of $70.00 which suggests that it could grow by 22.55%. Given that Financial Institutions has higher upside potential than Citizens Financial Services, analysts believe Financial Institutions is more attractive than Citizens Financial Services.

Financial Institutions has a beta of 0.680, which suggesting that the stock is 32.019% less volatile than S&P 500. In comparison Citizens Financial Services has a beta of 0.430, suggesting its less volatile than the S&P 500 by 56.997%.

Financial Institutions has a quarterly dividend of $0.31 per share corresponding to a yield of 5.39%. Citizens Financial Services offers a yield of 3.44% to investors and pays a quarterly dividend of $0.50 per share. Financial Institutions pays -47.96% of its earnings as a dividend. Citizens Financial Services pays out 33.44% of its earnings as a dividend. Citizens Financial Services's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are -$50.2M, which are smaller than Citizens Financial Services quarterly revenues of $26.2M. Financial Institutions's net income of -$82.8M is lower than Citizens Financial Services's net income of $8M. Notably, Financial Institutions's price-to-earnings ratio is 8.29x while Citizens Financial Services's PE ratio is 9.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 3.10x versus 2.69x for Citizens Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 27.08% compared to Financial Institutions's net margin of 20.42%. Financial Institutions's return on equity of -8.54% beat Evans Bancorp's return on equity of 6.65%.

Financial Institutions has a consensus price target of $32.00, signalling upside risk potential of 42.48%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 26.71%. Given that Financial Institutions has higher upside potential than Evans Bancorp, analysts believe Financial Institutions is more attractive than Evans Bancorp.

Financial Institutions has a beta of 0.680, which suggesting that the stock is 32.019% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

Financial Institutions has a quarterly dividend of $0.31 per share corresponding to a yield of 5.39%. Evans Bancorp offers a yield of 3.68% to investors and pays a quarterly dividend of $0.66 per share. Financial Institutions pays -47.96% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are -$50.2M, which are smaller than Evans Bancorp quarterly revenues of $18.3M. Financial Institutions's net income of -$82.8M is lower than Evans Bancorp's net income of $3.7M. Notably, Financial Institutions's price-to-earnings ratio is 8.29x while Evans Bancorp's PE ratio is 16.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 3.10x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 27.08% compared to Financial Institutions's net margin of 28.72%. Financial Institutions's return on equity of -8.54% beat Park National's return on equity of 12.67%.

Financial Institutions has a consensus price target of $32.00, signalling upside risk potential of 42.48%. On the other hand Park National has an analysts' consensus of $170.00 which suggests that it could grow by 18.35%. Given that Financial Institutions has higher upside potential than Park National, analysts believe Financial Institutions is more attractive than Park National.

Financial Institutions has a beta of 0.680, which suggesting that the stock is 32.019% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.76%.

Financial Institutions has a quarterly dividend of $0.31 per share corresponding to a yield of 5.39%. Park National offers a yield of 2.96% to investors and pays a quarterly dividend of $1.07 per share. Financial Institutions pays -47.96% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions quarterly revenues are -$50.2M, which are smaller than Park National quarterly revenues of $134.5M. Financial Institutions's net income of -$82.8M is lower than Park National's net income of $38.6M. Notably, Financial Institutions's price-to-earnings ratio is 8.29x while Park National's PE ratio is 15.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions is 3.10x versus 4.48x for Park National. Usually stocks with elevated PS ratios are considered overvalued.