ORRF Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 22.14% compared to Orrstown Financial Services's net margin of 20.42%. Orrstown Financial Services's return on equity of 5.97% beat Evans Bancorp's return on equity of 6.65%.

Orrstown Financial Services has a consensus price target of $40.00, signalling upside risk potential of 30.93%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 27.03%. Given that Orrstown Financial Services has higher upside potential than Evans Bancorp, analysts believe Orrstown Financial Services is more attractive than Evans Bancorp.

Orrstown Financial Services has a beta of 0.871, which suggesting that the stock is 12.864% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.01%. Evans Bancorp offers a yield of 3.35% to investors and pays a quarterly dividend of $0.66 per share. Orrstown Financial Services pays -- of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Orrstown Financial Services quarterly revenues are $61.8M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Orrstown Financial Services's net income of $13.7M is higher than Evans Bancorp's net income of $3.7M. Notably, Orrstown Financial Services's price-to-earnings ratio is 16.60x while Evans Bancorp's PE ratio is 18.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.38x versus 3.15x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Merchants has a net margin of 22.14% compared to Orrstown Financial Services's net margin of 40.95%. Orrstown Financial Services's return on equity of 5.97% beat First Merchants's return on equity of 8.92%.

Orrstown Financial Services has a consensus price target of $40.00, signalling upside risk potential of 30.93%. On the other hand First Merchants has an analysts' consensus of $51.00 which suggests that it could grow by 24.18%. Given that Orrstown Financial Services has higher upside potential than First Merchants, analysts believe Orrstown Financial Services is more attractive than First Merchants.

Orrstown Financial Services has a beta of 0.871, which suggesting that the stock is 12.864% less volatile than S&P 500. In comparison First Merchants has a beta of 1.052, suggesting its more volatile than the S&P 500 by 5.167%.

Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.01%. First Merchants offers a yield of 3.41% to investors and pays a quarterly dividend of $0.35 per share. Orrstown Financial Services pays -- of its earnings as a dividend. First Merchants pays out 41.46% of its earnings as a dividend. First Merchants's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Orrstown Financial Services quarterly revenues are $61.8M, which are smaller than First Merchants quarterly revenues of $157.1M. Orrstown Financial Services's net income of $13.7M is lower than First Merchants's net income of $64.3M. Notably, Orrstown Financial Services's price-to-earnings ratio is 16.60x while First Merchants's PE ratio is 12.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.38x versus 3.84x for First Merchants. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 22.14% compared to Orrstown Financial Services's net margin of 28.72%. Orrstown Financial Services's return on equity of 5.97% beat Park National's return on equity of 12.67%.

Orrstown Financial Services has a consensus price target of $40.00, signalling upside risk potential of 30.93%. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 11.86%. Given that Orrstown Financial Services has higher upside potential than Park National, analysts believe Orrstown Financial Services is more attractive than Park National.

Orrstown Financial Services has a beta of 0.871, which suggesting that the stock is 12.864% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.

Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.01%. Park National offers a yield of 2.74% to investors and pays a quarterly dividend of $1.07 per share. Orrstown Financial Services pays -- of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Orrstown Financial Services quarterly revenues are $61.8M, which are smaller than Park National quarterly revenues of $134.5M. Orrstown Financial Services's net income of $13.7M is lower than Park National's net income of $38.6M. Notably, Orrstown Financial Services's price-to-earnings ratio is 16.60x while Park National's PE ratio is 16.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.38x versus 4.84x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 22.14% compared to Orrstown Financial Services's net margin of 25.81%. Orrstown Financial Services's return on equity of 5.97% beat Tompkins Financial's return on equity of 10.27%.

Orrstown Financial Services has a consensus price target of $40.00, signalling upside risk potential of 30.93%. On the other hand Tompkins Financial has an analysts' consensus of $76.50 which suggests that it could grow by 18.61%. Given that Orrstown Financial Services has higher upside potential than Tompkins Financial, analysts believe Orrstown Financial Services is more attractive than Tompkins Financial.

Orrstown Financial Services has a beta of 0.871, which suggesting that the stock is 12.864% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.136%.

Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.01%. Tompkins Financial offers a yield of 3.81% to investors and pays a quarterly dividend of $0.62 per share. Orrstown Financial Services pays -- of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Tompkins Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Orrstown Financial Services quarterly revenues are $61.8M, which are smaller than Tompkins Financial quarterly revenues of $76.2M. Orrstown Financial Services's net income of $13.7M is lower than Tompkins Financial's net income of $19.7M. Notably, Orrstown Financial Services's price-to-earnings ratio is 16.60x while Tompkins Financial's PE ratio is 13.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.38x versus 3.12x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.