Financhill
Buy
59

ORRF Quote, Financials, Valuation and Earnings

Last price:
$28.72
Seasonality move :
5.19%
Day range:
$28.38 - $28.88
52-week range:
$24.91 - $41.99
Dividend yield:
3.2%
P/E ratio:
14.67x
P/S ratio:
2.26x
P/B ratio:
1.05x
Volume:
145.2K
Avg. volume:
181.2K
1-year change:
8.78%
Market cap:
$560.9M
Revenue:
$190.4M
EPS (TTM):
$1.96

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
ORRF
Orrstown Financial Services
$52.3M $0.97 58.88% 32.88% $35.60
AUB
Atlantic Union Bankshares
$371.6M $0.82 79.44% 226% $40.83
BHB
Bar Harbor Bankshares
$34.8M $0.69 -7.06% 2.99% $32.50
EVBN
Evans Bancorp
$18.9M $0.66 13.12% 24.53% $45.50
FFBC
First Financial Bancorp
$219.6M $0.67 2.03% 0.94% $30.50
FRME
First Merchants
$172.3M $0.94 7.74% 38.53% $47.83
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
ORRF
Orrstown Financial Services
$28.75 $35.60 $560.9M 14.67x $0.26 3.2% 2.26x
AUB
Atlantic Union Bankshares
$26.90 $40.83 $3.9B 12.28x $0.34 4.91% 2.87x
BHB
Bar Harbor Bankshares
$29.11 $32.50 $445.1M 10.21x $0.30 4.12% 2.97x
EVBN
Evans Bancorp
$38.70 $45.50 $215.5M 18.00x $0.66 3.41% 3.10x
FFBC
First Financial Bancorp
$22.93 $30.50 $2.2B 9.55x $0.24 4.14% 2.62x
FRME
First Merchants
$35.56 $47.83 $2.1B 9.99x $0.35 3.94% 3.27x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
ORRF
Orrstown Financial Services
24.1% 1.203 28.9% 50.26x
AUB
Atlantic Union Bankshares
11.62% 1.806 15.05% 51.11x
BHB
Bar Harbor Bankshares
33.99% 1.579 53.34% 2.37x
EVBN
Evans Bancorp
37.8% 1.769 46.16% 31.68x
FFBC
First Financial Bancorp
31.12% 1.272 42.94% 5.23x
FRME
First Merchants
30.74% 1.476 43.8% 5.87x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
ORRF
Orrstown Financial Services
-- -- 5.36% 7.46% 82.01% $7.1M
AUB
Atlantic Union Bankshares
-- -- 5.53% 6.93% 86.37% $97.4M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $12.4M
EVBN
Evans Bancorp
-- -- 3.58% 6.65% 86.87% -$4M
FFBC
First Financial Bancorp
-- -- 6.35% 9.72% 73.17% $67.1M
FRME
First Merchants
-- -- 6.56% 9.18% 96.97% $67.5M

Orrstown Financial Services vs. Competitors

  • Which has Higher Returns ORRF or AUB?

    Atlantic Union Bankshares has a net margin of 29.89% compared to Orrstown Financial Services's net margin of 23.49%. Orrstown Financial Services's return on equity of 7.46% beat Atlantic Union Bankshares's return on equity of 6.93%.

    Company Gross Margin Earnings Per Share Invested Capital
    ORRF
    Orrstown Financial Services
    -- $0.93 $702.1M
    AUB
    Atlantic Union Bankshares
    -- $0.52 $3.6B
  • What do Analysts Say About ORRF or AUB?

    Orrstown Financial Services has a consensus price target of $35.60, signalling upside risk potential of 23.83%. On the other hand Atlantic Union Bankshares has an analysts' consensus of $40.83 which suggests that it could grow by 51.8%. Given that Atlantic Union Bankshares has higher upside potential than Orrstown Financial Services, analysts believe Atlantic Union Bankshares is more attractive than Orrstown Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    ORRF
    Orrstown Financial Services
    1 1 0
    AUB
    Atlantic Union Bankshares
    2 2 0
  • Is ORRF or AUB More Risky?

    Orrstown Financial Services has a beta of 0.780, which suggesting that the stock is 22.043% less volatile than S&P 500. In comparison Atlantic Union Bankshares has a beta of 0.801, suggesting its less volatile than the S&P 500 by 19.853%.

  • Which is a Better Dividend Stock ORRF or AUB?

    Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.2%. Atlantic Union Bankshares offers a yield of 4.91% to investors and pays a quarterly dividend of $0.34 per share. Orrstown Financial Services pays 59.76% of its earnings as a dividend. Atlantic Union Bankshares pays out 59.23% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ORRF or AUB?

    Orrstown Financial Services quarterly revenues are $60.4M, which are smaller than Atlantic Union Bankshares quarterly revenues of $212.1M. Orrstown Financial Services's net income of $18.1M is lower than Atlantic Union Bankshares's net income of $49.8M. Notably, Orrstown Financial Services's price-to-earnings ratio is 14.67x while Atlantic Union Bankshares's PE ratio is 12.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.26x versus 2.87x for Atlantic Union Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ORRF
    Orrstown Financial Services
    2.26x 14.67x $60.4M $18.1M
    AUB
    Atlantic Union Bankshares
    2.87x 12.28x $212.1M $49.8M
  • Which has Higher Returns ORRF or BHB?

    Bar Harbor Bankshares has a net margin of 29.89% compared to Orrstown Financial Services's net margin of 27.38%. Orrstown Financial Services's return on equity of 7.46% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    ORRF
    Orrstown Financial Services
    -- $0.93 $702.1M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About ORRF or BHB?

    Orrstown Financial Services has a consensus price target of $35.60, signalling upside risk potential of 23.83%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 11.65%. Given that Orrstown Financial Services has higher upside potential than Bar Harbor Bankshares, analysts believe Orrstown Financial Services is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    ORRF
    Orrstown Financial Services
    1 1 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is ORRF or BHB More Risky?

    Orrstown Financial Services has a beta of 0.780, which suggesting that the stock is 22.043% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.664, suggesting its less volatile than the S&P 500 by 33.609%.

  • Which is a Better Dividend Stock ORRF or BHB?

    Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.2%. Bar Harbor Bankshares offers a yield of 4.12% to investors and pays a quarterly dividend of $0.30 per share. Orrstown Financial Services pays 59.76% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ORRF or BHB?

    Orrstown Financial Services quarterly revenues are $60.4M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. Orrstown Financial Services's net income of $18.1M is higher than Bar Harbor Bankshares's net income of $10.2M. Notably, Orrstown Financial Services's price-to-earnings ratio is 14.67x while Bar Harbor Bankshares's PE ratio is 10.21x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.26x versus 2.97x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ORRF
    Orrstown Financial Services
    2.26x 14.67x $60.4M $18.1M
    BHB
    Bar Harbor Bankshares
    2.97x 10.21x $37.3M $10.2M
  • Which has Higher Returns ORRF or EVBN?

    Evans Bancorp has a net margin of 29.89% compared to Orrstown Financial Services's net margin of 20.42%. Orrstown Financial Services's return on equity of 7.46% beat Evans Bancorp's return on equity of 6.65%.

    Company Gross Margin Earnings Per Share Invested Capital
    ORRF
    Orrstown Financial Services
    -- $0.93 $702.1M
    EVBN
    Evans Bancorp
    -- $0.67 $294.4M
  • What do Analysts Say About ORRF or EVBN?

    Orrstown Financial Services has a consensus price target of $35.60, signalling upside risk potential of 23.83%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 17.57%. Given that Orrstown Financial Services has higher upside potential than Evans Bancorp, analysts believe Orrstown Financial Services is more attractive than Evans Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    ORRF
    Orrstown Financial Services
    1 1 0
    EVBN
    Evans Bancorp
    0 1 0
  • Is ORRF or EVBN More Risky?

    Orrstown Financial Services has a beta of 0.780, which suggesting that the stock is 22.043% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

  • Which is a Better Dividend Stock ORRF or EVBN?

    Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.2%. Evans Bancorp offers a yield of 3.41% to investors and pays a quarterly dividend of $0.66 per share. Orrstown Financial Services pays 59.76% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ORRF or EVBN?

    Orrstown Financial Services quarterly revenues are $60.4M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Orrstown Financial Services's net income of $18.1M is higher than Evans Bancorp's net income of $3.7M. Notably, Orrstown Financial Services's price-to-earnings ratio is 14.67x while Evans Bancorp's PE ratio is 18.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.26x versus 3.10x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ORRF
    Orrstown Financial Services
    2.26x 14.67x $60.4M $18.1M
    EVBN
    Evans Bancorp
    3.10x 18.00x $18.3M $3.7M
  • Which has Higher Returns ORRF or FFBC?

    First Financial Bancorp has a net margin of 29.89% compared to Orrstown Financial Services's net margin of 28.93%. Orrstown Financial Services's return on equity of 7.46% beat First Financial Bancorp's return on equity of 9.72%.

    Company Gross Margin Earnings Per Share Invested Capital
    ORRF
    Orrstown Financial Services
    -- $0.93 $702.1M
    FFBC
    First Financial Bancorp
    -- $0.68 $3.5B
  • What do Analysts Say About ORRF or FFBC?

    Orrstown Financial Services has a consensus price target of $35.60, signalling upside risk potential of 23.83%. On the other hand First Financial Bancorp has an analysts' consensus of $30.50 which suggests that it could grow by 33.01%. Given that First Financial Bancorp has higher upside potential than Orrstown Financial Services, analysts believe First Financial Bancorp is more attractive than Orrstown Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    ORRF
    Orrstown Financial Services
    1 1 0
    FFBC
    First Financial Bancorp
    1 4 0
  • Is ORRF or FFBC More Risky?

    Orrstown Financial Services has a beta of 0.780, which suggesting that the stock is 22.043% less volatile than S&P 500. In comparison First Financial Bancorp has a beta of 0.853, suggesting its less volatile than the S&P 500 by 14.684%.

  • Which is a Better Dividend Stock ORRF or FFBC?

    Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.2%. First Financial Bancorp offers a yield of 4.14% to investors and pays a quarterly dividend of $0.24 per share. Orrstown Financial Services pays 59.76% of its earnings as a dividend. First Financial Bancorp pays out 39.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ORRF or FFBC?

    Orrstown Financial Services quarterly revenues are $60.4M, which are smaller than First Financial Bancorp quarterly revenues of $224.3M. Orrstown Financial Services's net income of $18.1M is lower than First Financial Bancorp's net income of $64.9M. Notably, Orrstown Financial Services's price-to-earnings ratio is 14.67x while First Financial Bancorp's PE ratio is 9.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.26x versus 2.62x for First Financial Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ORRF
    Orrstown Financial Services
    2.26x 14.67x $60.4M $18.1M
    FFBC
    First Financial Bancorp
    2.62x 9.55x $224.3M $64.9M
  • Which has Higher Returns ORRF or FRME?

    First Merchants has a net margin of 29.89% compared to Orrstown Financial Services's net margin of 34.52%. Orrstown Financial Services's return on equity of 7.46% beat First Merchants's return on equity of 9.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    ORRF
    Orrstown Financial Services
    -- $0.93 $702.1M
    FRME
    First Merchants
    -- $0.94 $3.4B
  • What do Analysts Say About ORRF or FRME?

    Orrstown Financial Services has a consensus price target of $35.60, signalling upside risk potential of 23.83%. On the other hand First Merchants has an analysts' consensus of $47.83 which suggests that it could grow by 34.51%. Given that First Merchants has higher upside potential than Orrstown Financial Services, analysts believe First Merchants is more attractive than Orrstown Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    ORRF
    Orrstown Financial Services
    1 1 0
    FRME
    First Merchants
    2 1 0
  • Is ORRF or FRME More Risky?

    Orrstown Financial Services has a beta of 0.780, which suggesting that the stock is 22.043% less volatile than S&P 500. In comparison First Merchants has a beta of 0.953, suggesting its less volatile than the S&P 500 by 4.749%.

  • Which is a Better Dividend Stock ORRF or FRME?

    Orrstown Financial Services has a quarterly dividend of $0.26 per share corresponding to a yield of 3.2%. First Merchants offers a yield of 3.94% to investors and pays a quarterly dividend of $0.35 per share. Orrstown Financial Services pays 59.76% of its earnings as a dividend. First Merchants pays out 41.46% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ORRF or FRME?

    Orrstown Financial Services quarterly revenues are $60.4M, which are smaller than First Merchants quarterly revenues of $160.3M. Orrstown Financial Services's net income of $18.1M is lower than First Merchants's net income of $55.3M. Notably, Orrstown Financial Services's price-to-earnings ratio is 14.67x while First Merchants's PE ratio is 9.99x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orrstown Financial Services is 2.26x versus 3.27x for First Merchants. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ORRF
    Orrstown Financial Services
    2.26x 14.67x $60.4M $18.1M
    FRME
    First Merchants
    3.27x 9.99x $160.3M $55.3M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Why Did Bill Ackman Buy Alphabet Stock?
Why Did Bill Ackman Buy Alphabet Stock?

Bill Ackman has become famous in the investing world for…

Why Did Bill Ackman Buy Brookfield Stock?
Why Did Bill Ackman Buy Brookfield Stock?

Bill Ackman of Pershing Square Capital has made a number…

Why Is Chewy Stock Up — And Will It Keep Climbing?
Why Is Chewy Stock Up — And Will It Keep Climbing?

We are all witnesses to the crazy e-commerce industry boom…

Stock Ideas

Buy
61
Is AAPL Stock a Buy?

Market Cap: $3.1T
P/E Ratio: 34x

Buy
58
Is MSFT Stock a Buy?

Market Cap: $2.9T
P/E Ratio: 33x

Buy
59
Is NVDA Stock a Buy?

Market Cap: $2.7T
P/E Ratio: 38x

Alerts

Sell
27
SAIA alert for Apr 26

Saia [SAIA] is down 30.77% over the past day.

Sell
48
APPF alert for Apr 26

AppFolio [APPF] is down 18.16% over the past day.

Sell
15
KNSL alert for Apr 26

Kinsale Capital Group [KNSL] is down 16.33% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock