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HTBK Quote, Financials, Valuation and Earnings

Last price:
$9.48
Seasonality move :
-3.71%
Day range:
$9.34 - $9.49
52-week range:
$7.66 - $11.27
Dividend yield:
5.5%
P/E ratio:
14.33x
P/S ratio:
3.38x
P/B ratio:
0.84x
Volume:
239.9K
Avg. volume:
378.4K
1-year change:
12.49%
Market cap:
$581.2M
Revenue:
$172.4M
EPS (TTM):
$0.66

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HTBK
Heritage Commerce
$45.9M $0.18 10.97% 4.9% $11.75
BUSE
First Busey
$140.2M $0.54 26.53% 17.03% $27.83
CBFV
CB Financial Services
$12.7M $0.43 -1.99% -47.56% $30.33
EFSC
Enterprise Financial Services
$162.8M $1.17 25.55% 11.62% $68.25
HBAN
Huntington Bancshares
$1.9B $0.31 7.76% 20.77% $18.34
WABC
Westamerica Bancorp
$66.5M $1.11 -12.36% -18.98% $57.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HTBK
Heritage Commerce
$9.46 $11.75 $581.2M 14.33x $0.13 5.5% 3.38x
BUSE
First Busey
$21.57 $27.83 $1.2B 10.95x $0.25 4.5% 2.69x
CBFV
CB Financial Services
$28.47 $30.33 $145.8M 11.91x $0.25 3.51% 3.02x
EFSC
Enterprise Financial Services
$53.52 $68.25 $2B 11.06x $0.29 2.06% 3.78x
HBAN
Huntington Bancshares
$14.95 $18.34 $21.7B 12.15x $0.16 4.15% 2.99x
WABC
Westamerica Bancorp
$49.71 $57.00 $1.3B 9.56x $0.44 3.54% 4.52x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HTBK
Heritage Commerce
5.44% 1.566 6.89% --
BUSE
First Busey
17.95% 1.581 22.56% 12.38x
CBFV
CB Financial Services
19.07% 0.890 23.44% 15.45x
EFSC
Enterprise Financial Services
9.56% 1.614 8.93% 3.58x
HBAN
Huntington Bancshares
45.43% 1.357 63.98% 124.58x
WABC
Westamerica Bancorp
-- 0.935 -- 16.49x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HTBK
Heritage Commerce
-- -- 5.63% 5.95% 72% $15.7M
BUSE
First Busey
-- -- 6.93% 8.52% 75.12% $50.4M
CBFV
CB Financial Services
-- -- 7.04% 8.74% 89.2% $1.3M
EFSC
Enterprise Financial Services
-- -- 8.72% 10.46% 95.34% $50.1M
HBAN
Huntington Bancshares
-- -- 5.53% 9.82% 91.3% $1.5B
WABC
Westamerica Bancorp
-- -- 15.14% 16.59% 67.82% $29.1M

Heritage Commerce vs. Competitors

  • Which has Higher Returns HTBK or BUSE?

    First Busey has a net margin of 21.74% compared to Heritage Commerce's net margin of 24.24%. Heritage Commerce's return on equity of 5.95% beat First Busey's return on equity of 8.52%.

    Company Gross Margin Earnings Per Share Invested Capital
    HTBK
    Heritage Commerce
    -- $0.17 $729.4M
    BUSE
    First Busey
    -- $0.49 $1.7B
  • What do Analysts Say About HTBK or BUSE?

    Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.21%. On the other hand First Busey has an analysts' consensus of $27.83 which suggests that it could grow by 29.04%. Given that First Busey has higher upside potential than Heritage Commerce, analysts believe First Busey is more attractive than Heritage Commerce.

    Company Buy Ratings Hold Ratings Sell Ratings
    HTBK
    Heritage Commerce
    3 0 0
    BUSE
    First Busey
    1 2 0
  • Is HTBK or BUSE More Risky?

    Heritage Commerce has a beta of 0.813, which suggesting that the stock is 18.686% less volatile than S&P 500. In comparison First Busey has a beta of 0.748, suggesting its less volatile than the S&P 500 by 25.199%.

  • Which is a Better Dividend Stock HTBK or BUSE?

    Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.5%. First Busey offers a yield of 4.5% to investors and pays a quarterly dividend of $0.25 per share. Heritage Commerce pays 78.61% of its earnings as a dividend. First Busey pays out 47.65% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HTBK or BUSE?

    Heritage Commerce quarterly revenues are $48.9M, which are smaller than First Busey quarterly revenues of $116M. Heritage Commerce's net income of $10.6M is lower than First Busey's net income of $28.1M. Notably, Heritage Commerce's price-to-earnings ratio is 14.33x while First Busey's PE ratio is 10.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.38x versus 2.69x for First Busey. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HTBK
    Heritage Commerce
    3.38x 14.33x $48.9M $10.6M
    BUSE
    First Busey
    2.69x 10.95x $116M $28.1M
  • Which has Higher Returns HTBK or CBFV?

    CB Financial Services has a net margin of 21.74% compared to Heritage Commerce's net margin of 20.6%. Heritage Commerce's return on equity of 5.95% beat CB Financial Services's return on equity of 8.74%.

    Company Gross Margin Earnings Per Share Invested Capital
    HTBK
    Heritage Commerce
    -- $0.17 $729.4M
    CBFV
    CB Financial Services
    -- $0.46 $182.1M
  • What do Analysts Say About HTBK or CBFV?

    Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.21%. On the other hand CB Financial Services has an analysts' consensus of $30.33 which suggests that it could grow by 6.55%. Given that Heritage Commerce has higher upside potential than CB Financial Services, analysts believe Heritage Commerce is more attractive than CB Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    HTBK
    Heritage Commerce
    3 0 0
    CBFV
    CB Financial Services
    0 3 0
  • Is HTBK or CBFV More Risky?

    Heritage Commerce has a beta of 0.813, which suggesting that the stock is 18.686% less volatile than S&P 500. In comparison CB Financial Services has a beta of 0.362, suggesting its less volatile than the S&P 500 by 63.808%.

  • Which is a Better Dividend Stock HTBK or CBFV?

    Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.5%. CB Financial Services offers a yield of 3.51% to investors and pays a quarterly dividend of $0.25 per share. Heritage Commerce pays 78.61% of its earnings as a dividend. CB Financial Services pays out 40.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HTBK or CBFV?

    Heritage Commerce quarterly revenues are $48.9M, which are larger than CB Financial Services quarterly revenues of $12.3M. Heritage Commerce's net income of $10.6M is higher than CB Financial Services's net income of $2.5M. Notably, Heritage Commerce's price-to-earnings ratio is 14.33x while CB Financial Services's PE ratio is 11.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.38x versus 3.02x for CB Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HTBK
    Heritage Commerce
    3.38x 14.33x $48.9M $10.6M
    CBFV
    CB Financial Services
    3.02x 11.91x $12.3M $2.5M
  • Which has Higher Returns HTBK or EFSC?

    Enterprise Financial Services has a net margin of 21.74% compared to Heritage Commerce's net margin of 35.91%. Heritage Commerce's return on equity of 5.95% beat Enterprise Financial Services's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    HTBK
    Heritage Commerce
    -- $0.17 $729.4M
    EFSC
    Enterprise Financial Services
    -- $1.28 $2B
  • What do Analysts Say About HTBK or EFSC?

    Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.21%. On the other hand Enterprise Financial Services has an analysts' consensus of $68.25 which suggests that it could grow by 27.52%. Given that Enterprise Financial Services has higher upside potential than Heritage Commerce, analysts believe Enterprise Financial Services is more attractive than Heritage Commerce.

    Company Buy Ratings Hold Ratings Sell Ratings
    HTBK
    Heritage Commerce
    3 0 0
    EFSC
    Enterprise Financial Services
    2 1 0
  • Is HTBK or EFSC More Risky?

    Heritage Commerce has a beta of 0.813, which suggesting that the stock is 18.686% less volatile than S&P 500. In comparison Enterprise Financial Services has a beta of 0.839, suggesting its less volatile than the S&P 500 by 16.127%.

  • Which is a Better Dividend Stock HTBK or EFSC?

    Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.5%. Enterprise Financial Services offers a yield of 2.06% to investors and pays a quarterly dividend of $0.29 per share. Heritage Commerce pays 78.61% of its earnings as a dividend. Enterprise Financial Services pays out 23.37% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HTBK or EFSC?

    Heritage Commerce quarterly revenues are $48.9M, which are smaller than Enterprise Financial Services quarterly revenues of $136M. Heritage Commerce's net income of $10.6M is lower than Enterprise Financial Services's net income of $48.8M. Notably, Heritage Commerce's price-to-earnings ratio is 14.33x while Enterprise Financial Services's PE ratio is 11.06x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.38x versus 3.78x for Enterprise Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HTBK
    Heritage Commerce
    3.38x 14.33x $48.9M $10.6M
    EFSC
    Enterprise Financial Services
    3.78x 11.06x $136M $48.8M
  • Which has Higher Returns HTBK or HBAN?

    Huntington Bancshares has a net margin of 21.74% compared to Heritage Commerce's net margin of 27.12%. Heritage Commerce's return on equity of 5.95% beat Huntington Bancshares's return on equity of 9.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    HTBK
    Heritage Commerce
    -- $0.17 $729.4M
    HBAN
    Huntington Bancshares
    -- $0.34 $36.2B
  • What do Analysts Say About HTBK or HBAN?

    Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.21%. On the other hand Huntington Bancshares has an analysts' consensus of $18.34 which suggests that it could grow by 22.69%. Given that Heritage Commerce has higher upside potential than Huntington Bancshares, analysts believe Heritage Commerce is more attractive than Huntington Bancshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    HTBK
    Heritage Commerce
    3 0 0
    HBAN
    Huntington Bancshares
    9 7 0
  • Is HTBK or HBAN More Risky?

    Heritage Commerce has a beta of 0.813, which suggesting that the stock is 18.686% less volatile than S&P 500. In comparison Huntington Bancshares has a beta of 0.894, suggesting its less volatile than the S&P 500 by 10.646%.

  • Which is a Better Dividend Stock HTBK or HBAN?

    Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.5%. Huntington Bancshares offers a yield of 4.15% to investors and pays a quarterly dividend of $0.16 per share. Heritage Commerce pays 78.61% of its earnings as a dividend. Huntington Bancshares pays out 53.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HTBK or HBAN?

    Heritage Commerce quarterly revenues are $48.9M, which are smaller than Huntington Bancshares quarterly revenues of $2B. Heritage Commerce's net income of $10.6M is lower than Huntington Bancshares's net income of $530M. Notably, Heritage Commerce's price-to-earnings ratio is 14.33x while Huntington Bancshares's PE ratio is 12.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.38x versus 2.99x for Huntington Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HTBK
    Heritage Commerce
    3.38x 14.33x $48.9M $10.6M
    HBAN
    Huntington Bancshares
    2.99x 12.15x $2B $530M
  • Which has Higher Returns HTBK or WABC?

    Westamerica Bancorp has a net margin of 21.74% compared to Heritage Commerce's net margin of 45.57%. Heritage Commerce's return on equity of 5.95% beat Westamerica Bancorp's return on equity of 16.59%.

    Company Gross Margin Earnings Per Share Invested Capital
    HTBK
    Heritage Commerce
    -- $0.17 $729.4M
    WABC
    Westamerica Bancorp
    -- $1.19 $890M
  • What do Analysts Say About HTBK or WABC?

    Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.21%. On the other hand Westamerica Bancorp has an analysts' consensus of $57.00 which suggests that it could grow by 14.67%. Given that Heritage Commerce has higher upside potential than Westamerica Bancorp, analysts believe Heritage Commerce is more attractive than Westamerica Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    HTBK
    Heritage Commerce
    3 0 0
    WABC
    Westamerica Bancorp
    0 3 0
  • Is HTBK or WABC More Risky?

    Heritage Commerce has a beta of 0.813, which suggesting that the stock is 18.686% less volatile than S&P 500. In comparison Westamerica Bancorp has a beta of 0.630, suggesting its less volatile than the S&P 500 by 36.999%.

  • Which is a Better Dividend Stock HTBK or WABC?

    Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.5%. Westamerica Bancorp offers a yield of 3.54% to investors and pays a quarterly dividend of $0.44 per share. Heritage Commerce pays 78.61% of its earnings as a dividend. Westamerica Bancorp pays out 33.87% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HTBK or WABC?

    Heritage Commerce quarterly revenues are $48.9M, which are smaller than Westamerica Bancorp quarterly revenues of $69.6M. Heritage Commerce's net income of $10.6M is lower than Westamerica Bancorp's net income of $31.7M. Notably, Heritage Commerce's price-to-earnings ratio is 14.33x while Westamerica Bancorp's PE ratio is 9.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.38x versus 4.52x for Westamerica Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HTBK
    Heritage Commerce
    3.38x 14.33x $48.9M $10.6M
    WABC
    Westamerica Bancorp
    4.52x 9.56x $69.6M $31.7M

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