GABC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 33.73% compared to German American Bancorp's net margin of 16.32%. German American Bancorp's return on equity of 12.48% beat Evans Bancorp's return on equity of 10.61%.

German American Bancorp has a consensus price target of $48.67, signalling upside risk potential of 18.09%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.57%. Given that German American Bancorp has higher upside potential than Evans Bancorp, analysts believe German American Bancorp is more attractive than Evans Bancorp.

German American Bancorp has a beta of 0.630, which suggesting that the stock is 37.05% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

German American Bancorp has a quarterly dividend of $0.27 per share corresponding to a yield of 2.62%. Evans Bancorp offers a yield of 3% to investors and pays a quarterly dividend of $0.66 per share. German American Bancorp pays 34.27% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $62.4M, which are larger than Evans Bancorp quarterly revenues of $18M. German American Bancorp's net income of $21M is higher than Evans Bancorp's net income of $2.9M. Notably, German American Bancorp's price-to-earnings ratio is 14.88x while Evans Bancorp's PE ratio is 13.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.79x versus 2.91x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancshares has a net margin of 33.73% compared to German American Bancorp's net margin of 25.94%. German American Bancorp's return on equity of 12.48% beat First Bancshares's return on equity of 7.3%.

German American Bancorp has a consensus price target of $48.67, signalling upside risk potential of 18.09%. On the other hand First Bancshares has an analysts' consensus of -- which suggests that it could grow by 8.57%. Given that German American Bancorp has higher upside potential than First Bancshares, analysts believe German American Bancorp is more attractive than First Bancshares.

German American Bancorp has a beta of 0.630, which suggesting that the stock is 37.05% less volatile than S&P 500. In comparison First Bancshares has a beta of 0.935, suggesting its less volatile than the S&P 500 by 6.544%.

German American Bancorp has a quarterly dividend of $0.27 per share corresponding to a yield of 2.62%. First Bancshares offers a yield of 2.9% to investors and pays a quarterly dividend of $0.25 per share. German American Bancorp pays 34.27% of its earnings as a dividend. First Bancshares pays out 36.51% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $62.4M, which are smaller than First Bancshares quarterly revenues of $71.6M. German American Bancorp's net income of $21M is higher than First Bancshares's net income of $18.6M. Notably, German American Bancorp's price-to-earnings ratio is 14.88x while First Bancshares's PE ratio is 15.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.79x versus 4.09x for First Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 33.73% compared to German American Bancorp's net margin of 27.77%. German American Bancorp's return on equity of 12.48% beat Park National's return on equity of 11.8%.

German American Bancorp has a consensus price target of $48.67, signalling upside risk potential of 18.09%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 4.28%. Given that German American Bancorp has higher upside potential than Park National, analysts believe German American Bancorp is more attractive than Park National.

German American Bancorp has a beta of 0.630, which suggesting that the stock is 37.05% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

German American Bancorp has a quarterly dividend of $0.27 per share corresponding to a yield of 2.62%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. German American Bancorp pays 34.27% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $62.4M, which are smaller than Park National quarterly revenues of $137.6M. German American Bancorp's net income of $21M is lower than Park National's net income of $38.2M. Notably, German American Bancorp's price-to-earnings ratio is 14.88x while Park National's PE ratio is 20.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.79x versus 5.67x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 33.73% compared to German American Bancorp's net margin of 24.66%. German American Bancorp's return on equity of 12.48% beat Tompkins Financial's return on equity of 9.88%.

German American Bancorp has a consensus price target of $48.67, signalling upside risk potential of 18.09%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.63%. Given that Tompkins Financial has higher upside potential than German American Bancorp, analysts believe Tompkins Financial is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.630, which suggesting that the stock is 37.05% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

German American Bancorp has a quarterly dividend of $0.27 per share corresponding to a yield of 2.62%. Tompkins Financial offers a yield of 3.52% to investors and pays a quarterly dividend of $0.62 per share. German American Bancorp pays 34.27% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. German American Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

German American Bancorp quarterly revenues are $62.4M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. German American Bancorp's net income of $21M is higher than Tompkins Financial's net income of $18.6M. Notably, German American Bancorp's price-to-earnings ratio is 14.88x while Tompkins Financial's PE ratio is 14.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.79x versus 3.42x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.