FFIN Quote, Financials, Valuation and Earnings

City Holding has a net margin of 42.12% compared to First Financial Bankshares's net margin of 41.91%. First Financial Bankshares's return on equity of 14.54% beat City Holding's return on equity of 16.39%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 10.13%. On the other hand City Holding has an analysts' consensus of $122.33 which suggests that it could grow by 4.76%. Given that First Financial Bankshares has higher upside potential than City Holding, analysts believe First Financial Bankshares is more attractive than City Holding.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison City Holding has a beta of 0.480, suggesting its less volatile than the S&P 500 by 51.965%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.16%. City Holding offers a yield of 2.64% to investors and pays a quarterly dividend of $0.79 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. City Holding pays out 37.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.6M, which are larger than City Holding quarterly revenues of $72.4M. First Financial Bankshares's net income of $61.3M is higher than City Holding's net income of $30.3M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.60x while City Holding's PE ratio is 14.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.59x versus 5.96x for City Holding. Usually stocks with elevated PS ratios are considered overvalued.

German American Bancorp has a net margin of 42.12% compared to First Financial Bankshares's net margin of 35.63%. First Financial Bankshares's return on equity of 14.54% beat German American Bancorp's return on equity of 12.09%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 10.13%. On the other hand German American Bancorp has an analysts' consensus of $47.00 which suggests that it could grow by 28.7%. Given that German American Bancorp has higher upside potential than First Financial Bankshares, analysts believe German American Bancorp is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison German American Bancorp has a beta of 0.612, suggesting its less volatile than the S&P 500 by 38.849%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.16%. German American Bancorp offers a yield of 3.01% to investors and pays a quarterly dividend of $0.29 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. German American Bancorp pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.6M, which are larger than German American Bancorp quarterly revenues of $65.1M. First Financial Bankshares's net income of $61.3M is higher than German American Bancorp's net income of $23.2M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.60x while German American Bancorp's PE ratio is 12.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.59x versus 5.04x for German American Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank has a net margin of 42.12% compared to First Financial Bankshares's net margin of 24.95%. First Financial Bankshares's return on equity of 14.54% beat Independent Bank's return on equity of 6.37%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 10.13%. On the other hand Independent Bank has an analysts' consensus of $73.50 which suggests that it could grow by 26.64%. Given that Independent Bank has higher upside potential than First Financial Bankshares, analysts believe Independent Bank is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison Independent Bank has a beta of 0.841, suggesting its less volatile than the S&P 500 by 15.869%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.16%. Independent Bank offers a yield of 3.96% to investors and pays a quarterly dividend of $0.59 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Independent Bank pays out 50.08% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.6M, which are smaller than Independent Bank quarterly revenues of $178M. First Financial Bankshares's net income of $61.3M is higher than Independent Bank's net income of $44.4M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.60x while Independent Bank's PE ratio is 13.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.59x versus 3.54x for Independent Bank. Usually stocks with elevated PS ratios are considered overvalued.

Lakeland Financial has a net margin of 42.12% compared to First Financial Bankshares's net margin of 38.05%. First Financial Bankshares's return on equity of 14.54% beat Lakeland Financial's return on equity of 14.02%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 10.13%. On the other hand Lakeland Financial has an analysts' consensus of $65.50 which suggests that it could grow by 22.43%. Given that Lakeland Financial has higher upside potential than First Financial Bankshares, analysts believe Lakeland Financial is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison Lakeland Financial has a beta of 0.643, suggesting its less volatile than the S&P 500 by 35.713%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.16%. Lakeland Financial offers a yield of 3.66% to investors and pays a quarterly dividend of $0.50 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Lakeland Financial pays out 52.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.6M, which are larger than Lakeland Financial quarterly revenues of $63.6M. First Financial Bankshares's net income of $61.3M is higher than Lakeland Financial's net income of $24.2M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.60x while Lakeland Financial's PE ratio is 14.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.59x versus 5.44x for Lakeland Financial. Usually stocks with elevated PS ratios are considered overvalued.