Financhill
Sell
44

FCF Quote, Financials, Valuation and Earnings

Last price:
$15.73
Seasonality move :
-1.8%
Day range:
$15.80 - $16.13
52-week range:
$12.41 - $19.96
Dividend yield:
3.26%
P/E ratio:
11.47x
P/S ratio:
3.41x
P/B ratio:
1.16x
Volume:
722.9K
Avg. volume:
627.8K
1-year change:
22.6%
Market cap:
$1.6B
Revenue:
$478.1M
EPS (TTM):
$1.39

Analysts' Opinion

  • Consensus Rating
    First Commonwealth Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $19.80, First Commonwealth Financial has an estimated upside of 24.14% from its current price of $15.95.
  • Price Target Downside
    According to analysts, the lowest downside price target is $18.00 representing 100% downside risk from its current price of $15.95.

Fair Value

  • According to the consensus of 5 analysts, First Commonwealth Financial has 24.14% upside to fair value with a price target of $19.80 per share.

FCF vs. S&P 500

  • Over the past 5 trading days, First Commonwealth Financial has overperformed the S&P 500 by 1.66% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • First Commonwealth Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • First Commonwealth Financial has grown year-over-year revenues for 1 quarter straight. In the most recent quarter First Commonwealth Financial reported revenues of $120.4M.

Earnings Growth

  • First Commonwealth Financial earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter First Commonwealth Financial reported earnings per share of $0.35.
Enterprise value:
657.2M
EV / Invested capital:
0.38x
Price / LTM sales:
3.41x
EV / EBIT:
1.64x
EV / Revenue:
1.37x
PEG ratio (5yr expected):
1.82x
EV / Free cash flow:
5.77x
Price / Operating cash flow:
14.31x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.22%
Net Income Margin (TTM):
29.82%
Return On Equity:
10.45%
Return On Invested Capital:
7.16%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $410.9M $482.3M $478M $120M $120.4M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.36 $1.54 $1.39 $0.44 $0.35
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $1.2B $1.4B $916.9M $1.2B $1.3B
Total Assets $9.1B $9.5B $9.8B $11.5B $11.6B
Current Liabilities $117.4M $138.3M $372.7M $597.8M $80.1M
Total Liabilities $8B $8.4B $8.8B $10.1B $10.2B
Total Equity $1.1B $1.1B $1.1B $1.3B $1.4B
Total Debt $226.9M $176.3M $460.8M $744.9M $313.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $151.4M $150.8M $129.5M $44M $13.5M
Cash From Investing -$588.8M -$574.3M -$121.7M -$225.3M -$41.5M
Cash From Financing $196.2M $416.3M -$21.3M -$8.8M -$420.9M
Free Cash Flow $140.2M $128.7M $113.9M $41M $9.7M
FCF
Sector
Market Cap
$1.6B
$618.6M
Price % of 52-Week High
79.91%
85.59%
Dividend Yield
3.26%
2.01%
Shareholder Yield
8.56%
3.87%
1-Year Price Total Return
22.6%
9.44%
Beta (5-Year)
0.842
0.715
Dividend yield:
3.26%
Annualized payout:
$0.52
Payout ratio:
36.9%
Growth streak:
8 years

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Technicals

8-day SMA
Buy
Level $15.70
200-day SMA
Sell
Level $16.42
Bollinger Bands (100)
Sell
Level 16.04 - 18.22
Chaikin Money Flow
Buy
Level 56.6M
20-day SMA
Sell
Level $16.00
Relative Strength Index (RSI14)
Sell
Level 47.42
ADX Line
Buy
Level 12.57
Williams %R
Neutral
Level -46.4945
50-day SMA
Sell
Level $16.34
MACD (12, 26)
Sell
Level -0.21
25-day Aroon Oscillator
Sell
Level -68
On Balance Volume
Neutral
Level 11.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4984)
Sell
CA Score (Annual)
Level (-2.047)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (1.7992)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.

Stock Forecast FAQ

In the current month, FCF has received 2 Buy ratings 3 Hold ratings, and 0 Sell ratings. The FCF average analyst price target in the past 3 months is $19.80.

  • Where Will First Commonwealth Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that First Commonwealth Financial share price will rise to $19.80 per share over the next 12 months.

  • What Do Analysts Say About First Commonwealth Financial?

    Analysts are divided on their view about First Commonwealth Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Commonwealth Financial is a Sell and believe this share price will drop from its current level to $18.00.

  • What Is First Commonwealth Financial's Price Target?

    The price target for First Commonwealth Financial over the next 1-year time period is forecast to be $19.80 according to 5 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is FCF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for First Commonwealth Financial is a Hold. 3 of 5 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of FCF?

    You can purchase shares of First Commonwealth Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Commonwealth Financial shares.

  • What Is The First Commonwealth Financial Share Price Today?

    First Commonwealth Financial was last trading at $15.73 per share. This represents the most recent stock quote for First Commonwealth Financial. Yesterday, First Commonwealth Financial closed at $15.95 per share.

  • How To Buy First Commonwealth Financial Stock Online?

    In order to purchase First Commonwealth Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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