Financhill
Buy
52

CPF Quote, Financials, Valuation and Earnings

Last price:
$28.55
Seasonality move :
3.54%
Day range:
$27.94 - $28.87
52-week range:
$18.00 - $33.25
Dividend yield:
3.68%
P/E ratio:
13.47x
P/S ratio:
3.08x
P/B ratio:
1.41x
Volume:
1.3M
Avg. volume:
249.8K
1-year change:
45.52%
Market cap:
$765.7M
Revenue:
$247M
EPS (TTM):
$2.10

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CPF
Central Pacific Financial
$65.4M $0.56 10.46% 11.82% --
BSRR
Sierra Bancorp
$39M $0.73 111.39% 66.98% $33.25
CTBI
Community Trust Bancorp
$62M $1.15 12.29% 15.06% $48.00
FDBC
Fidelity D & D Bancorp
-- -- -- -- --
PLBC
Plumas Bancorp
$20.7M $1.14 3.05% -9.45% $40.00
THFF
First Financial
$58.7M $1.22 18.79% 21.07% $51.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CPF
Central Pacific Financial
$28.29 -- $765.7M 13.47x $0.26 3.68% 3.08x
BSRR
Sierra Bancorp
$29.26 $33.25 $421.2M 11.61x $0.24 3.21% 3.38x
CTBI
Community Trust Bancorp
$54.32 $48.00 $980.9M 12.35x $0.47 3.42% 4.07x
FDBC
Fidelity D & D Bancorp
$50.43 -- $289.3M 18.82x $0.40 3.05% 4.06x
PLBC
Plumas Bancorp
$48.65 $40.00 $286.9M 10.20x $0.27 2.22% 4.74x
THFF
First Financial
$46.62 $51.00 $550.5M 12.63x $0.45 3.86% 2.66x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CPF
Central Pacific Financial
22.33% 1.058 19.57% 82.74x
BSRR
Sierra Bancorp
31.53% 0.585 39.68% 6.68x
CTBI
Community Trust Bancorp
7.8% 0.556 7.18% 5.45x
FDBC
Fidelity D & D Bancorp
13.13% 0.334 11.07% 19.72x
PLBC
Plumas Bancorp
29.19% 1.419 31.19% 33.82x
THFF
First Financial
5.11% 0.890 5.88% 16.29x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CPF
Central Pacific Financial
-- -- 8.57% 11.2% 62.93% $15.6M
BSRR
Sierra Bancorp
-- -- 5.99% 10.73% 78.4% $27.3M
CTBI
Community Trust Bancorp
-- -- 10.22% 11.15% 95.81% $35.4M
FDBC
Fidelity D & D Bancorp
-- -- 5.61% 8.12% 87.56% $7.8M
PLBC
Plumas Bancorp
-- -- 11.92% 18.3% 65.1% $7.8M
THFF
First Financial
-- -- 7.23% 8.31% 59.86% $19.5M

Central Pacific Financial vs. Competitors

  • Which has Higher Returns CPF or BSRR?

    Sierra Bancorp has a net margin of 20.37% compared to Central Pacific Financial's net margin of 29.25%. Central Pacific Financial's return on equity of 11.2% beat Sierra Bancorp's return on equity of 10.73%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPF
    Central Pacific Financial
    -- $0.49 $700M
    BSRR
    Sierra Bancorp
    -- $0.74 $523.9M
  • What do Analysts Say About CPF or BSRR?

    Central Pacific Financial has a consensus price target of --, signalling upside risk potential of 13.11%. On the other hand Sierra Bancorp has an analysts' consensus of $33.25 which suggests that it could grow by 13.64%. Given that Sierra Bancorp has higher upside potential than Central Pacific Financial, analysts believe Sierra Bancorp is more attractive than Central Pacific Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    CPF
    Central Pacific Financial
    0 0 0
    BSRR
    Sierra Bancorp
    1 4 0
  • Is CPF or BSRR More Risky?

    Central Pacific Financial has a beta of 1.177, which suggesting that the stock is 17.679% more volatile than S&P 500. In comparison Sierra Bancorp has a beta of 0.918, suggesting its less volatile than the S&P 500 by 8.18%.

  • Which is a Better Dividend Stock CPF or BSRR?

    Central Pacific Financial has a quarterly dividend of $0.26 per share corresponding to a yield of 3.68%. Sierra Bancorp offers a yield of 3.21% to investors and pays a quarterly dividend of $0.24 per share. Central Pacific Financial pays 47.93% of its earnings as a dividend. Sierra Bancorp pays out 39.36% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPF or BSRR?

    Central Pacific Financial quarterly revenues are $65.3M, which are larger than Sierra Bancorp quarterly revenues of $36.2M. Central Pacific Financial's net income of $13.3M is higher than Sierra Bancorp's net income of $10.6M. Notably, Central Pacific Financial's price-to-earnings ratio is 13.47x while Sierra Bancorp's PE ratio is 11.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Central Pacific Financial is 3.08x versus 3.38x for Sierra Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPF
    Central Pacific Financial
    3.08x 13.47x $65.3M $13.3M
    BSRR
    Sierra Bancorp
    3.38x 11.61x $36.2M $10.6M
  • Which has Higher Returns CPF or CTBI?

    Community Trust Bancorp has a net margin of 20.37% compared to Central Pacific Financial's net margin of 35.28%. Central Pacific Financial's return on equity of 11.2% beat Community Trust Bancorp's return on equity of 11.15%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPF
    Central Pacific Financial
    -- $0.49 $700M
    CTBI
    Community Trust Bancorp
    -- $1.23 $825.2M
  • What do Analysts Say About CPF or CTBI?

    Central Pacific Financial has a consensus price target of --, signalling upside risk potential of 13.11%. On the other hand Community Trust Bancorp has an analysts' consensus of $48.00 which suggests that it could grow by 10.46%. Given that Central Pacific Financial has higher upside potential than Community Trust Bancorp, analysts believe Central Pacific Financial is more attractive than Community Trust Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    CPF
    Central Pacific Financial
    0 0 0
    CTBI
    Community Trust Bancorp
    1 1 0
  • Is CPF or CTBI More Risky?

    Central Pacific Financial has a beta of 1.177, which suggesting that the stock is 17.679% more volatile than S&P 500. In comparison Community Trust Bancorp has a beta of 0.656, suggesting its less volatile than the S&P 500 by 34.358%.

  • Which is a Better Dividend Stock CPF or CTBI?

    Central Pacific Financial has a quarterly dividend of $0.26 per share corresponding to a yield of 3.68%. Community Trust Bancorp offers a yield of 3.42% to investors and pays a quarterly dividend of $0.47 per share. Central Pacific Financial pays 47.93% of its earnings as a dividend. Community Trust Bancorp pays out 41.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPF or CTBI?

    Central Pacific Financial quarterly revenues are $65.3M, which are larger than Community Trust Bancorp quarterly revenues of $62.8M. Central Pacific Financial's net income of $13.3M is lower than Community Trust Bancorp's net income of $22.1M. Notably, Central Pacific Financial's price-to-earnings ratio is 13.47x while Community Trust Bancorp's PE ratio is 12.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Central Pacific Financial is 3.08x versus 4.07x for Community Trust Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPF
    Central Pacific Financial
    3.08x 13.47x $65.3M $13.3M
    CTBI
    Community Trust Bancorp
    4.07x 12.35x $62.8M $22.1M
  • Which has Higher Returns CPF or FDBC?

    Fidelity D & D Bancorp has a net margin of 20.37% compared to Central Pacific Financial's net margin of 24.67%. Central Pacific Financial's return on equity of 11.2% beat Fidelity D & D Bancorp's return on equity of 8.12%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPF
    Central Pacific Financial
    -- $0.49 $700M
    FDBC
    Fidelity D & D Bancorp
    -- $0.86 $238.6M
  • What do Analysts Say About CPF or FDBC?

    Central Pacific Financial has a consensus price target of --, signalling upside risk potential of 13.11%. On the other hand Fidelity D & D Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that Central Pacific Financial has higher upside potential than Fidelity D & D Bancorp, analysts believe Central Pacific Financial is more attractive than Fidelity D & D Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    CPF
    Central Pacific Financial
    0 0 0
    FDBC
    Fidelity D & D Bancorp
    0 0 0
  • Is CPF or FDBC More Risky?

    Central Pacific Financial has a beta of 1.177, which suggesting that the stock is 17.679% more volatile than S&P 500. In comparison Fidelity D & D Bancorp has a beta of 0.573, suggesting its less volatile than the S&P 500 by 42.722%.

  • Which is a Better Dividend Stock CPF or FDBC?

    Central Pacific Financial has a quarterly dividend of $0.26 per share corresponding to a yield of 3.68%. Fidelity D & D Bancorp offers a yield of 3.05% to investors and pays a quarterly dividend of $0.40 per share. Central Pacific Financial pays 47.93% of its earnings as a dividend. Fidelity D & D Bancorp pays out 37.07% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPF or FDBC?

    Central Pacific Financial quarterly revenues are $65.3M, which are larger than Fidelity D & D Bancorp quarterly revenues of $20.1M. Central Pacific Financial's net income of $13.3M is higher than Fidelity D & D Bancorp's net income of $5M. Notably, Central Pacific Financial's price-to-earnings ratio is 13.47x while Fidelity D & D Bancorp's PE ratio is 18.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Central Pacific Financial is 3.08x versus 4.06x for Fidelity D & D Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPF
    Central Pacific Financial
    3.08x 13.47x $65.3M $13.3M
    FDBC
    Fidelity D & D Bancorp
    4.06x 18.82x $20.1M $5M
  • Which has Higher Returns CPF or PLBC?

    Plumas Bancorp has a net margin of 20.37% compared to Central Pacific Financial's net margin of 37.28%. Central Pacific Financial's return on equity of 11.2% beat Plumas Bancorp's return on equity of 18.3%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPF
    Central Pacific Financial
    -- $0.49 $700M
    PLBC
    Plumas Bancorp
    -- $1.31 $256.9M
  • What do Analysts Say About CPF or PLBC?

    Central Pacific Financial has a consensus price target of --, signalling upside risk potential of 13.11%. On the other hand Plumas Bancorp has an analysts' consensus of $40.00 which suggests that it could grow by 7.91%. Given that Central Pacific Financial has higher upside potential than Plumas Bancorp, analysts believe Central Pacific Financial is more attractive than Plumas Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    CPF
    Central Pacific Financial
    0 0 0
    PLBC
    Plumas Bancorp
    0 0 0
  • Is CPF or PLBC More Risky?

    Central Pacific Financial has a beta of 1.177, which suggesting that the stock is 17.679% more volatile than S&P 500. In comparison Plumas Bancorp has a beta of 0.699, suggesting its less volatile than the S&P 500 by 30.064%.

  • Which is a Better Dividend Stock CPF or PLBC?

    Central Pacific Financial has a quarterly dividend of $0.26 per share corresponding to a yield of 3.68%. Plumas Bancorp offers a yield of 2.22% to investors and pays a quarterly dividend of $0.27 per share. Central Pacific Financial pays 47.93% of its earnings as a dividend. Plumas Bancorp pays out 19.69% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPF or PLBC?

    Central Pacific Financial quarterly revenues are $65.3M, which are larger than Plumas Bancorp quarterly revenues of $21M. Central Pacific Financial's net income of $13.3M is higher than Plumas Bancorp's net income of $7.8M. Notably, Central Pacific Financial's price-to-earnings ratio is 13.47x while Plumas Bancorp's PE ratio is 10.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Central Pacific Financial is 3.08x versus 4.74x for Plumas Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPF
    Central Pacific Financial
    3.08x 13.47x $65.3M $13.3M
    PLBC
    Plumas Bancorp
    4.74x 10.20x $21M $7.8M
  • Which has Higher Returns CPF or THFF?

    First Financial has a net margin of 20.37% compared to Central Pacific Financial's net margin of 14.97%. Central Pacific Financial's return on equity of 11.2% beat First Financial's return on equity of 8.31%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPF
    Central Pacific Financial
    -- $0.49 $700M
    THFF
    First Financial
    -- $0.74 $596.4M
  • What do Analysts Say About CPF or THFF?

    Central Pacific Financial has a consensus price target of --, signalling upside risk potential of 13.11%. On the other hand First Financial has an analysts' consensus of $51.00 which suggests that it could grow by 9.4%. Given that Central Pacific Financial has higher upside potential than First Financial, analysts believe Central Pacific Financial is more attractive than First Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    CPF
    Central Pacific Financial
    0 0 0
    THFF
    First Financial
    0 2 0
  • Is CPF or THFF More Risky?

    Central Pacific Financial has a beta of 1.177, which suggesting that the stock is 17.679% more volatile than S&P 500. In comparison First Financial has a beta of 0.500, suggesting its less volatile than the S&P 500 by 50.007%.

  • Which is a Better Dividend Stock CPF or THFF?

    Central Pacific Financial has a quarterly dividend of $0.26 per share corresponding to a yield of 3.68%. First Financial offers a yield of 3.86% to investors and pays a quarterly dividend of $0.45 per share. Central Pacific Financial pays 47.93% of its earnings as a dividend. First Financial pays out 25.35% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPF or THFF?

    Central Pacific Financial quarterly revenues are $65.3M, which are larger than First Financial quarterly revenues of $58.4M. Central Pacific Financial's net income of $13.3M is higher than First Financial's net income of $8.7M. Notably, Central Pacific Financial's price-to-earnings ratio is 13.47x while First Financial's PE ratio is 12.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Central Pacific Financial is 3.08x versus 2.66x for First Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPF
    Central Pacific Financial
    3.08x 13.47x $65.3M $13.3M
    THFF
    First Financial
    2.66x 12.63x $58.4M $8.7M

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