Financhill
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UPST Quote, Financials, Valuation and Earnings

Last price:
$68.42
Seasonality move :
67.19%
Day range:
$65.55 - $71.37
52-week range:
$20.60 - $88.95
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
10.87x
P/B ratio:
10.48x
Volume:
6.5M
Avg. volume:
8.7M
1-year change:
56.77%
Market cap:
$6.2B
Revenue:
$508.1M
EPS (TTM):
-$1.93
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $162.8M $222.1M $846.6M $837.8M $508.1M
Revenue Growth (YoY) 70.31% 36.41% 281.27% -1.05% -39.35%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $150M $182.8M $572.5M $719.1M $489.9M
Other Inc / (Exp) -$31.6M -$22.8M $28M -$164.2M -$185.7M
Operating Expenses $150M $182.8M $571.2M $719.1M $475.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$4.9M $6M $133.7M -$109.1M -$240M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $74K $371K -$1.7M -$409K $107K
Net Income to Company -$5M $5.6M $135.4M -$108.7M -$240.1M
 
Minority Interest in Earnings $4.6M $404K -- -- --
Net Income to Common Excl Extra Items -$466K $6M $135.4M -$108.7M -$240.1M
 
Basic EPS (Cont. Ops) -$0.03 -- $1.73 -$1.31 -$2.87
Diluted EPS (Cont. Ops) -$0.03 -- $1.43 -$1.31 -$2.87
Weighted Average Basic Share $14.3M $17.5M $78.1M $82.8M $83.8M
Weighted Average Diluted Share $14.3M $17.5M $94.8M $82.8M $83.8M
 
EBITDA -- -- -- -- --
EBIT $21.5M $14M $137M -$98.2M -$205.1M
 
Revenue (Reported) $162.8M $222.1M $846.6M $837.8M $508.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $21.5M $14M $137M -$98.2M -$205.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $62.8M $228.5M $157.2M $134.6M $162.1M
Revenue Growth (YoY) -- 263.94% -31.17% -14.42% 20.5%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $43.2M $162.8M $149.1M $123.5M $142.4M
Other Inc / (Exp) -$4.4M $11.4M -$20.1M -$40.5M -$35.5M
Operating Expenses $43.2M $162.8M $149.1M $123.5M $175.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $9.7M $27.8M -$56.2M -$40.3M -$6.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -- -$1.3M $12K $10K $45K
Net Income to Company $9.7M $29.1M -$56.2M -$40.3M -$6.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9.7M $29.1M -$56.2M -$40.3M -$6.8M
 
Basic EPS (Cont. Ops) $0.12 $0.37 -$0.69 -$0.48 -$0.07
Diluted EPS (Cont. Ops) $0.10 $0.30 -$0.69 -$0.48 -$0.07
Weighted Average Basic Share $14.7M $79.4M $81.7M $84.4M $90.1M
Weighted Average Diluted Share $26.7M $96.1M $81.7M $84.4M $90.1M
 
EBITDA -- -- -- -- --
EBIT $11.1M $28.1M -$53.2M -$30.9M $4.1M
 
Revenue (Reported) $62.8M $228.5M $157.2M $134.6M $162.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $11.1M $28.1M -$53.2M -$30.9M $4.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $208.2M $621.4M $998.4M $515.5M $552.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $172.4M $437.9M $775.6M $500.7M $529.9M
Other Inc / (Exp) -$18.3M $11.5M -$81.4M -$216M -$178.7M
Operating Expenses $172.4M $437.9M $775.6M $485.1M $560.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $9.5M $75.9M $5.9M -$253.4M -$168.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $74K -$1.7M $378K -$420K $137K
Net Income to Company -- $77.5M $5.5M -$253M -$168.2M
 
Minority Interest in Earnings $1.6M -- -- -- --
Net Income to Common Excl Extra Items $11M $77.5M $5.5M -$253M -$168.2M
 
Basic EPS (Cont. Ops) $0.21 $1.04 $0.05 -$3.07 -$1.93
Diluted EPS (Cont. Ops) $0.01 $0.84 -$0.10 -$3.07 -$1.93
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $20.8M $79.7M $12.7M -$228.1M -$121M
 
Revenue (Reported) $208.2M $621.4M $998.4M $515.5M $552.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $20.8M $79.7M $12.7M -$228.1M -$121M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $144.4M $543.7M $695.5M $373.3M $417.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $120.7M $375.8M $577.7M $359.3M $399.2M
Other Inc / (Exp) -$15.5M $18.8M -$94.9M -$122.6M -$123.4M
Operating Expenses $120.7M $375.7M $577.7M $343.8M $428.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $4.6M $74.5M -$53.3M -$197.7M -$125.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -- -$2M $55K $44K $74K
Net Income to Company $4.6M $76.5M -$53.4M -$197.7M -$125.8M
 
Minority Interest in Earnings $404K -- -- -- --
Net Income to Common Excl Extra Items $5M $76.5M -$53.4M -$197.7M -$125.8M
 
Basic EPS (Cont. Ops) -$0.20 $1.00 -$0.66 -$2.40 -$1.43
Diluted EPS (Cont. Ops) -$0.22 $0.80 -$0.71 -$2.40 -$1.43
Weighted Average Basic Share $44M $229.7M $249.7M $249.4M $265.6M
Weighted Average Diluted Share $56M $282.3M $261M $249.4M $265.6M
 
EBITDA -- -- -- -- --
EBIT $11.5M $77.3M -$47M -$176.9M -$92.8M
 
Revenue (Reported) $144.4M $543.7M $695.5M $373.3M $417.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $11.5M $77.3M -$47M -$176.9M -$92.8M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $50.8M $258.8M $995M $432.4M $377.3M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net $8.3M $11.7M $55.5M $46.7M $40.5M
Inventory -- -- -- -- --
Prepaid Expenses $5.2M $6M $30M $16.7M $18M
Other Current Assets -- -- -- -- --
Total Current Assets $98.5M $295.5M $1.1B $502M $456.6M
 
Property Plant And Equipment $22.2M $28.3M $120.4M $130.5M $97.3M
Long-Term Investments -- -- $40M $41.3M $41.3M
Goodwill -- -- $67.1M $67.1M $67.1M
Other Intangibles -- -- $19.9M $15.6M $11.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $393.5M $477.3M $1.8B $1.9B $2B
 
Accounts Payable $6.6M $13.8M $6.6M $18.7M $12.6M
Accrued Expenses $20.8M $24.8M $85.5M $45.3M $58.3M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $227.6M $124.6M $247.7M $491.3M $653.3M
 
Long-Term Debt $34M $22.1M $647.4M $649.9M $653M
Capital Leases -- -- -- -- --
Total Liabilities $455.2M $177M $1B $1.3B $1.4B
 
Common Stock $2K $7K $8K $8K $9K
Other Common Equity Adj -- -- -- -- --
Common Equity -$62.7M $300.3M $807.1M $672.4M $635.3M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $1M -- -- -- --
Total Equity -$61.7M $300.3M $807.1M $672.4M $635.3M
 
Total Liabilities and Equity $393.5M $477.3M $1.8B $1.9B $2B
Cash and Short Terms $50.8M $258.8M $995M $432.4M $377.3M
Total Debt $118.6M $62.6M $695.4M $986.4M $1B
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $61M $1B $692.8M $525.2M $450.2M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net $9.1M $30M $49.9M $41.2M $46.1M
Inventory -- -- -- -- --
Prepaid Expenses $3.1M $17.9M $23.6M $21.1M $19.5M
Other Current Assets -- -- -- -- --
Total Current Assets $95.3M $1.1B $769.7M $600.1M $559.8M
 
Property Plant And Equipment $23M $88.9M $128.5M $125.3M $84.6M
Long-Term Investments -- $40M $41M $41.3M $41.3M
Goodwill -- $66.9M $67.1M $67.1M $67.1M
Other Intangibles -- $21M $16.7M $12.4M $9.7M
Other Long-Term Assets -- -- -- -- --
Total Assets $309.8M $1.6B $1.9B $2B $1.8B
 
Accounts Payable $6M $9.4M $10.9M $7M $22.6M
Accrued Expenses $15M $56.5M $49.8M $41M $66.7M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $136M $151.5M $424.3M $604.6M $420.5M
 
Long-Term Debt $24.9M $647.9M $649.2M $652.2M $717.3M
Capital Leases -- -- -- -- --
Total Liabilities $357.1M $887M $1.2B $1.4B $1.2B
 
Common Stock $2K $8K $8K $9K $9K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity -$47.3M $719.1M $718.6M $640.8M $595.5M
 
Total Liabilities and Equity $309.8M $1.6B $1.9B $2B $1.8B
Cash and Short Terms $61M $1B $692.8M $525.2M $450.2M
Total Debt $100.6M $649.2M $918.9M $1B $887.4M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders -$5M $5.6M $135.4M -$108.7M -$240.1M
Depreciation & Amoritzation $774K $2.3M $7.5M $13.5M $24.9M
Stock-Based Compensation $3.8M $11.5M $73.2M $125.9M $175M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $31.6M $15.7M $168.4M -$674.7M -$160.5M
 
Capital Expenditures $5.3M $5.6M $15.1M $22.9M $12.1M
Cash Acquisitions -- -- -$16.8M -- --
Cash From Investing $45.4M $136.5M -$143.9M -$114.1M -$118.5M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $193.4M $92.1M $718.4M $688.8M $792.2M
Long-Term Debt Repaid -$309.3M -$174.2M -$71.3M -$400.9M -$599.3M
Repurchase of Common Stock -$661K -- -- -$177.9M --
Other Financing Activities -$5M -$622K -$74.5M -$16K -$15K
Cash From Financing -$119.2M $79.1M $855.4M $130M $214.3M
 
Beginning Cash (CF) $122.2M $80.1M $311.3M $1.2B $532.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$42.2M $231.3M $879.9M -$658.8M -$64.7M
Ending Cash (CF) $80.1M $311.3M $1.2B $532.5M $467.8M
 
Levered Free Cash Flow $26.3M $10.1M $153.2M -$697.6M -$172.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $9.7M $29.1M -$56.2M -$40.3M -$6.8M
Depreciation & Amoritzation $581K $2.2M $3.7M $4.9M $5.4M
Stock-Based Compensation $2.6M $20.3M $36.7M $35.6M $33.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $17.7M $43.6M -$101.4M -$107.7M $179.3M
 
Capital Expenditures $1.7M $5.3M $5.5M $2.9M $2.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing $4.1M -$84.4M -$24.2M -$24.2M -$46.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $5.8M $661.3M $169.1M $354.4M $473.1M
Long-Term Debt Repaid -$13M -$3M -$107.5M -$127.2M -$477.8M
Repurchase of Common Stock -- -- -$25M -- --
Other Financing Activities -- -$74.3M -$8K $4.3M -$46.5M
Cash From Financing -$6.9M $595M $41.1M $237.1M -$38M
 
Beginning Cash (CF) $95.7M $617.5M $914.4M $509.9M $560.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $14.9M $554.2M -$84.5M $105.1M $95.1M
Ending Cash (CF) $110.6M $1.2B $829.9M $615M $655.8M
 
Levered Free Cash Flow $16M $38.3M -$106.9M -$110.7M $176.8M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders -- $77.5M $5.5M -$253M -$168.2M
Depreciation & Amoritzation -- $5.6M $12.4M $19.5M $25M
Stock-Based Compensation $7.1M $54.5M $115.1M $176.2M $136.4M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- $248M -$432.9M -$219M $102.9M
 
Capital Expenditures $4.2M $10.8M $23.6M $15.4M $8.2M
Cash Acquisitions -- -$16.6M -$196K -- --
Cash From Investing -- -$115.3M -$48.8M -$173.7M -$189.7M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- $677.4M $481.6M $953.4M $818M
Long-Term Debt Repaid -- -$113.7M -$215M -$716.6M -$735.7M
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -$50.7M $21.9M
Cash From Financing -- $928.4M $139.9M $177.8M $127.6M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- $1.1B -$341.8M -$214.9M $40.7M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- $237.2M -$456.6M -$234.4M $94.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $4.6M $76.5M -$53.4M -$197.7M -$125.8M
Depreciation & Amoritzation $1.6M $5M $9.9M $15.8M $15.9M
Stock-Based Compensation $7.1M $50.1M $92M $142.3M $103.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$52.8M $179.5M -$421.8M $33.9M $297.3M
 
Capital Expenditures $4.2M $9.4M $17.9M $10.4M $6.6M
Cash Acquisitions -- -$16.6M -- -- --
Cash From Investing $127.7M -$124.1M -$29M -$88.6M -$159.8M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $81.8M $667.1M $430.3M $694.8M $720.6M
Long-Term Debt Repaid -$126M -$65.4M -$209.1M -$524.8M -$661.2M
Repurchase of Common Stock -- -- -$150.1M -- --
Other Financing Activities -$622K -$74.5M -$8K -$50.7M -$28.8M
Cash From Financing -$44.3M $805M $89.5M $137.2M $50.5M
 
Beginning Cash (CF) $248M $1.3B $3.1B $1.5B $1.5B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $30.6M $860.4M -$361.3M $82.6M $188M
Ending Cash (CF) $278.6M $2.1B $2.8B $1.6B $1.7B
 
Levered Free Cash Flow -$57.1M $170.1M -$439.7M $23.5M $290.7M

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