THFF Quote, Financials, Valuation and Earnings

Civista Bancshares has a net margin of 26.27% compared to First Financial's net margin of 24.92%. First Financial's return on equity of 8.77% beat Civista Bancshares's return on equity of 8.35%.

First Financial has a consensus price target of $56.33, signalling upside risk potential of 12.78%. On the other hand Civista Bancshares has an analysts' consensus of $24.75 which suggests that it could grow by 25.51%. Given that Civista Bancshares has higher upside potential than First Financial, analysts believe Civista Bancshares is more attractive than First Financial.

First Financial has a beta of 0.490, which suggesting that the stock is 51.027% less volatile than S&P 500. In comparison Civista Bancshares has a beta of 0.787, suggesting its less volatile than the S&P 500 by 21.327%.

First Financial has a quarterly dividend of $0.51 per share corresponding to a yield of 3.72%. Civista Bancshares offers a yield of 3.3% to investors and pays a quarterly dividend of $0.17 per share. First Financial pays 44.95% of its earnings as a dividend. Civista Bancshares pays out 31.76% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $61.8M, which are larger than Civista Bancshares quarterly revenues of $39.7M. First Financial's net income of $16.2M is higher than Civista Bancshares's net income of $9.9M. Notably, First Financial's price-to-earnings ratio is 12.49x while Civista Bancshares's PE ratio is 9.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.71x versus 2.02x for Civista Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

First Merchants has a net margin of 26.27% compared to First Financial's net margin of 40.95%. First Financial's return on equity of 8.77% beat First Merchants's return on equity of 8.92%.

First Financial has a consensus price target of $56.33, signalling upside risk potential of 12.78%. On the other hand First Merchants has an analysts' consensus of $51.00 which suggests that it could grow by 24.18%. Given that First Merchants has higher upside potential than First Financial, analysts believe First Merchants is more attractive than First Financial.

First Financial has a beta of 0.490, which suggesting that the stock is 51.027% less volatile than S&P 500. In comparison First Merchants has a beta of 1.052, suggesting its more volatile than the S&P 500 by 5.167%.

First Financial has a quarterly dividend of $0.51 per share corresponding to a yield of 3.72%. First Merchants offers a yield of 3.41% to investors and pays a quarterly dividend of $0.35 per share. First Financial pays 44.95% of its earnings as a dividend. First Merchants pays out 41.46% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $61.8M, which are smaller than First Merchants quarterly revenues of $157.1M. First Financial's net income of $16.2M is lower than First Merchants's net income of $64.3M. Notably, First Financial's price-to-earnings ratio is 12.49x while First Merchants's PE ratio is 12.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.71x versus 3.84x for First Merchants. Usually stocks with elevated PS ratios are considered overvalued.

Ohio Valley Banc Corporation has a net margin of 26.27% compared to First Financial's net margin of 14.8%. First Financial's return on equity of 8.77% beat Ohio Valley Banc Corporation's return on equity of 7.45%.

First Financial has a consensus price target of $56.33, signalling upside risk potential of 12.78%. On the other hand Ohio Valley Banc Corporation has an analysts' consensus of -- which suggests that it could fall by --. Given that First Financial has higher upside potential than Ohio Valley Banc Corporation, analysts believe First Financial is more attractive than Ohio Valley Banc Corporation.

First Financial has a beta of 0.490, which suggesting that the stock is 51.027% less volatile than S&P 500. In comparison Ohio Valley Banc Corporation has a beta of -0.089, suggesting its less volatile than the S&P 500 by 108.86%.

First Financial has a quarterly dividend of $0.51 per share corresponding to a yield of 3.72%. Ohio Valley Banc Corporation offers a yield of 3.21% to investors and pays a quarterly dividend of $0.22 per share. First Financial pays 44.95% of its earnings as a dividend. Ohio Valley Banc Corporation pays out 37.98% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $61.8M, which are larger than Ohio Valley Banc Corporation quarterly revenues of $17M. First Financial's net income of $16.2M is higher than Ohio Valley Banc Corporation's net income of $2.5M. Notably, First Financial's price-to-earnings ratio is 12.49x while Ohio Valley Banc Corporation's PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.71x versus 2.10x for Ohio Valley Banc Corporation. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp(Marietta OH) has a net margin of 26.27% compared to First Financial's net margin of 23.48%. First Financial's return on equity of 8.77% beat Peoples Bancorp(Marietta OH)'s return on equity of 10.79%.

First Financial has a consensus price target of $56.33, signalling upside risk potential of 12.78%. On the other hand Peoples Bancorp(Marietta OH) has an analysts' consensus of $36.08 which suggests that it could grow by 20.04%. Given that Peoples Bancorp(Marietta OH) has higher upside potential than First Financial, analysts believe Peoples Bancorp(Marietta OH) is more attractive than First Financial.

First Financial has a beta of 0.490, which suggesting that the stock is 51.027% less volatile than S&P 500. In comparison Peoples Bancorp(Marietta OH) has a beta of 0.749, suggesting its less volatile than the S&P 500 by 25.101%.

First Financial has a quarterly dividend of $0.51 per share corresponding to a yield of 3.72%. Peoples Bancorp(Marietta OH) offers a yield of 5.32% to investors and pays a quarterly dividend of $0.40 per share. First Financial pays 44.95% of its earnings as a dividend. Peoples Bancorp(Marietta OH) pays out 47.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $61.8M, which are smaller than Peoples Bancorp(Marietta OH) quarterly revenues of $114.7M. First Financial's net income of $16.2M is lower than Peoples Bancorp(Marietta OH)'s net income of $26.9M. Notably, First Financial's price-to-earnings ratio is 12.49x while Peoples Bancorp(Marietta OH)'s PE ratio is 9.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.71x versus 2.38x for Peoples Bancorp(Marietta OH). Usually stocks with elevated PS ratios are considered overvalued.