Financhill
Buy
51

ACNB Quote, Financials, Valuation and Earnings

Last price:
$40.84
Seasonality move :
-2.33%
Day range:
$40.61 - $41.76
52-week range:
$30.24 - $50.72
Dividend yield:
3.09%
P/E ratio:
11.85x
P/S ratio:
3.35x
P/B ratio:
1.14x
Volume:
19.6K
Avg. volume:
17.7K
1-year change:
-12.9%
Market cap:
$348.5M
Revenue:
$106.4M
EPS (TTM):
$3.44
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $77.6M $93.2M $94M $104.8M $106.4M
Revenue Growth (YoY) 6.22% 20.07% 0.93% 11.48% 1.54%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $30.5M $37.2M $38.1M $37.4M $42.9M
Other Inc / (Exp) $267K -$193K $439K -$111K -$5.2M
Operating Expenses $30.4M $32.5M $39.2M $39.3M $44.7M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $29.4M $22.7M $35M $45M $39.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.6M $4.3M $7.2M $9.2M $8.2M
Net Income to Company $23.7M $18.4M $27.8M $35.8M $31.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $23.7M $18.4M $27.8M $35.8M $31.7M
 
Basic EPS (Cont. Ops) $3.36 $2.13 $3.19 $4.15 $3.72
Diluted EPS (Cont. Ops) $3.36 $2.13 $3.19 $4.15 $3.71
Weighted Average Basic Share $7.1M $8.6M $8.7M $8.6M $8.5M
Weighted Average Diluted Share $7.1M $8.6M $8.7M $8.6M $8.5M
 
EBITDA -- -- -- -- --
EBIT $39.5M $34.9M $41.9M $48.6M $48.2M
 
Revenue (Reported) $77.6M $93.2M $94M $104.8M $106.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $39.5M $34.9M $41.9M $48.6M $48.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $23.4M $23.3M $28.4M $28M $27.8M
Revenue Growth (YoY) 16.97% -0.45% 21.89% -1.2% -0.9%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $9.1M $9.4M $9.6M $10.6M $11.5M
Other Inc / (Exp) -$82K -- -$88K -$27K $28K
Operating Expenses $9.4M $9.7M $10M $11M $10.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $8.5M $9.3M $13M $11.6M $9.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.7M $1.9M $2.7M $2.6M $2.2M
Net Income to Company $6.8M $7.4M $10.3M $9M $7.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $6.8M $7.4M $10.3M $9M $7.2M
 
Basic EPS (Cont. Ops) $0.79 $0.84 $1.20 $1.06 $0.85
Diluted EPS (Cont. Ops) $0.79 $0.84 $1.20 $1.06 $0.84
Weighted Average Basic Share $8.7M $8.7M $8.6M $8.5M $8.5M
Weighted Average Diluted Share $8.7M $8.7M $8.6M $8.6M $8.5M
 
EBITDA -- -- -- -- --
EBIT $11.5M $10.8M $13.9M $14.1M $15.7M
 
Revenue (Reported) $23.4M $23.3M $28.4M $28M $27.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $11.5M $10.8M $13.9M $14.1M $15.7M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $87.4M $96M $98.7M $113M $103.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $34.8M $37.8M $37.6M $41.9M $45.2M
Other Inc / (Exp) -$409K $667K -$283K -$948K -$4.4M
Operating Expenses $29.7M $39M $38.9M $44.2M $45.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $20.2M $38.3M $37.7M $47.9M $36.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.8M $7.9M $7.6M $10.1M $7.6M
Net Income to Company $16.4M $30.4M $30M $37.8M $29.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $16.4M $30.4M $30M $37.8M $29.3M
 
Basic EPS (Cont. Ops) $2.04 $3.49 $3.47 $4.44 $3.45
Diluted EPS (Cont. Ops) $2.04 $3.49 $3.47 $4.44 $3.44
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $32.7M $46.4M $41.8M $53.3M $58.3M
 
Revenue (Reported) $87.4M $96M $98.7M $113M $103.9M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $32.7M $46.4M $41.8M $53.3M $58.3M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $68.2M $71M $75.8M $84M $81.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $27.1M $27.7M $27.2M $31.7M $34M
Other Inc / (Exp) -$483K $377K -$345K -$761K $88K
Operating Expenses $22.1M $28.6M $28.3M $33.1M $33.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $13.9M $29.5M $32.2M $35.1M $32.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.6M $6.2M $6.6M $7.5M $6.9M
Net Income to Company $11.3M $23.3M $25.6M $27.6M $25.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $11.3M $23.3M $25.6M $27.6M $25.3M
 
Basic EPS (Cont. Ops) $1.32 $2.68 $2.95 $3.24 $2.97
Diluted EPS (Cont. Ops) $1.32 $2.68 $2.95 $3.24 $2.96
Weighted Average Basic Share $25.8M $26.1M $26M $25.5M $25.5M
Weighted Average Diluted Share $25.8M $26.1M $26M $25.6M $25.6M
 
EBITDA -- -- -- -- --
EBIT $23.6M $35.1M $34.9M $39.6M $49.8M
 
Revenue (Reported) $68.2M $71M $75.8M $84M $81.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $23.6M $35.1M $34.9M $39.6M $49.8M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $114.4M $399.4M $710.1M $168.2M $66M
Short Term Investments $190.8M $337.7M $437.1M $553.6M $451.7M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $305.2M $737.1M $1.1B $721.7M $517.7M
 
Property Plant And Equipment $29.2M $36.2M $34.3M $30.2M $28.9M
Long-Term Investments $213.7M $351.6M $447.4M $621.4M $518.2M
Goodwill $19.6M $42.1M $42.1M $44.2M $44.2M
Other Intangibles $4.4M $7.3M $6.1M $10.3M $9.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $2.6B $2.8B $2.5B $2.4B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- $26.9M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $33.4M $38.5M $35.2M $42M $56.9M
 
Long-Term Debt $66.3M $53.7M $34.7M $21M $195.3M
Capital Leases -- -- -- -- --
Total Liabilities $1.5B $2.3B $2.5B $2.3B $2.1B
 
Common Stock $17.9M $21.9M $22M $22.1M $22.2M
Other Common Equity Adj -$5.9M -$5.6M -$9.5M -$58M -$44.9M
Common Equity $189.5M $258M $272.1M $245M $277.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $189.5M $258M $272.1M $245M $277.5M
 
Total Liabilities and Equity $1.7B $2.6B $2.8B $2.5B $2.4B
Cash and Short Terms $305.2M $737.1M $1.1B $721.7M $517.7M
Total Debt $66.3M $53.7M $34.7M $21M $222.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $299.7M $722.8M $357M $64M $58.1M
Short Term Investments $313.7M $411.7M $503.2M $435.6M $418.1M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $613.3M $1.1B $860.2M $499.6M $476.2M
 
Property Plant And Equipment $36.5M $35.1M $30.4M $28.5M $27.7M
Long-Term Investments $330.6M $422.7M $573M $502.1M $484.5M
Goodwill $42.1M $42.1M $44.2M $44.2M $44.2M
Other Intangibles $7.6M $6.4M $10.7M $9.4M $8.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $2.5B $2.8B $2.7B $2.4B $2.4B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $52.7M $44.6M $41.6M $33.1M $37.8M
 
Long-Term Debt $57.1M $41.7M $24.1M $120.3M $255.3M
Capital Leases -- -- -- -- --
Total Liabilities $2.2B $2.5B $2.4B $2.1B $2.1B
 
Common Stock $21.9M $22M $22.1M $22.2M $22.3M
Other Common Equity Adj -$1.8M -$10.5M -$62.7M -$64.8M -$33.8M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $256.7M $269.8M $232.4M $255.6M $306.8M
 
Total Liabilities and Equity $2.5B $2.8B $2.7B $2.4B $2.4B
Cash and Short Terms $613.3M $1.1B $860.2M $499.6M $476.2M
Total Debt $57.1M $41.7M $24.1M $120.3M $255.3M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $23.7M $18.4M $27.8M $35.8M $31.7M
Depreciation & Amoritzation $2.7M $3.7M $3.4M $3.8M $3.4M
Stock-Based Compensation $322K $428K $362K $729K $1M
Change in Accounts Receivable $177K -$1.6M $1.4M -$1.4M -$1.2M
Change in Inventories -- -- -- -- --
Cash From Operations $25.7M $25.5M $42.1M $39.2M $40.6M
 
Capital Expenditures $1.4M $1M $1.6M $1.8M $1.2M
Cash Acquisitions -$640K $34.7M -- -$7.4M -$174K
Cash From Investing $8M -$114.8M $60.5M -$331.7M $15.4M
 
Dividends Paid (Ex Special Dividend) -$6.9M -$8.7M -$9M -$9.1M -$9.7M
Special Dividend Paid
Long-Term Debt Issued $7M -- $15M $8.3M $189.9M
Long-Term Debt Repaid -$24.2M -$22M -$34M -$15.2M --
Repurchase of Common Stock -- -- -$1.5M -$6.7M -$2M
Other Financing Activities -- -- -- -- --
Cash From Financing $39.7M $374.4M $208.1M -$249.4M -$158.2M
 
Beginning Cash (CF) $40.9M $114.4M $399.4M $710.1M $168.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $73.5M $285M $310.8M -$542M -$102.2M
Ending Cash (CF) $114.4M $399.4M $710.1M $168.2M $66M
 
Levered Free Cash Flow $24.3M $24.4M $40.6M $37.4M $39.4M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $6.8M $7.4M $10.3M $9M $7.2M
Depreciation & Amoritzation $819K $854K $954K $825K $744K
Stock-Based Compensation -- -- -- -- $244K
Change in Accounts Receivable $92K $164K -$384K -$1M $494K
Change in Inventories -- -- -- -- --
Cash From Operations $1.6M $8.6M $13.1M $7.5M $13.6M
 
Capital Expenditures $36K $277K $486K $68K $222K
Cash Acquisitions -- -- -- -$174K --
Cash From Investing -$22.4M $42.5M -$30.3M -$32.8M $19.3M
 
Dividends Paid (Ex Special Dividend) -$2.2M -$2.2M -$2.2M -$2.4M -$2.7M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $6.1M -- $40M --
Long-Term Debt Repaid -$11.3M -$4.3M -$600K -$8.8M -$19.1M
Repurchase of Common Stock -- -$420K -$3.8M -$1.5M -$54K
Other Financing Activities -- -- -- -- --
Cash From Financing $88.2M $78.8M -$21.3M $5.2M -$61.1M
 
Beginning Cash (CF) $232.2M $592.9M $395.6M $84M $86.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $67.4M $129.9M -$38.6M -$20M -$28.2M
Ending Cash (CF) $299.7M $722.8M $357M $64M $58.1M
 
Levered Free Cash Flow $1.6M $8.4M $12.6M $7.5M $13.3M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $16.4M $30.4M $30M $37.8M $29.3M
Depreciation & Amoritzation $3.4M $3.5M $3.6M $3.6M $3.1M
Stock-Based Compensation $428K $362K $243K $803K $1.7M
Change in Accounts Receivable -$1.8M $1.6M -$676K -$1.3M -$260K
Change in Inventories -- -- -- -- --
Cash From Operations $24.1M $41.2M $37.8M $41.7M $42.7M
 
Capital Expenditures $1.4M $956K $2.3M $779K $1.6M
Cash Acquisitions $34.7M -- -$7.8M $247K --
Cash From Investing -$145.4M $112.6M -$285.8M -$27.4M -$17.4M
 
Dividends Paid (Ex Special Dividend) -$8.3M -$8.9M -$9M -$9.5M -$10.5M
Special Dividend Paid
Long-Term Debt Issued -- $21.1M -$4.6M $106.8M $149.9M
Long-Term Debt Repaid -$24.4M -$30.4M -$19.2M -$11.9M -$10.3M
Repurchase of Common Stock -- -- -$7.8M -$1.6M -$701K
Other Financing Activities -- -- -- -- --
Cash From Financing $303.3M $269.4M -$117.7M -$307.3M -$31.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $181.9M $423.1M -$365.8M -$293M -$5.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $22.7M $40.2M $35.5M $40.9M $41.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $11.3M $23.3M $25.6M $27.6M $25.3M
Depreciation & Amoritzation $2.7M $2.6M $2.8M $2.6M $2.3M
Stock-Based Compensation $428K $362K $243K $317K $1M
Change in Accounts Receivable -$2M $1.2M -$902K -$812K $93K
Change in Inventories -- -- -- -- --
Cash From Operations $18.1M $33.8M $29.5M $32M $34.1M
 
Capital Expenditures $622K $530K $1.2M $174K $587K
Cash Acquisitions $34.7M -- -$7.8M -$174K --
Cash From Investing -$156.9M $70.6M -$275.8M $28.5M -$4.3M
 
Dividends Paid (Ex Special Dividend) -$6.5M -$6.7M -$6.7M -$7.2M -$8M
Special Dividend Paid -- $20K -- -- --
Long-Term Debt Issued -- $21.1M $1.5M $100M $60M
Long-Term Debt Repaid -$18.6M -$27M -$12.2M -$8.8M -$19.1M
Repurchase of Common Stock -- -$420K -$6.7M -$1.6M -$249K
Other Financing Activities -- -- -- -- --
Cash From Financing $324.1M $219M -$106.8M -$164.7M -$37.7M
 
Beginning Cash (CF) $475.8M $1.5B $1.6B $366.3M $205.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $185.3M $323.4M -$353.1M -$104.1M -$7.9M
Ending Cash (CF) $661.1M $1.8B $1.2B $262.2M $197.5M
 
Levered Free Cash Flow $17.5M $33.3M $28.3M $31.8M $33.5M

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