Financhill
Buy
58

SPFI Quote, Financials, Valuation and Earnings

Last price:
$35.68
Seasonality move :
-5.63%
Day range:
$35.21 - $35.72
52-week range:
$24.05 - $40.91
Dividend yield:
1.57%
P/E ratio:
13.90x
P/S ratio:
3.34x
P/B ratio:
1.32x
Volume:
13.3K
Avg. volume:
34K
1-year change:
20.92%
Market cap:
$585.4M
Revenue:
$176.2M
EPS (TTM):
$2.57

Analysts' Opinion

  • Consensus Rating
    South Plains Financial has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $43.75, South Plains Financial has an estimated upside of 22.48% from its current price of $35.72.
  • Price Target Downside
    According to analysts, the lowest downside price target is $37.00 representing 100% downside risk from its current price of $35.72.

Fair Value

  • According to the consensus of 1 analyst, South Plains Financial has 22.48% upside to fair value with a price target of $43.75 per share.

SPFI vs. S&P 500

  • Over the past 5 trading days, South Plains Financial has underperformed the S&P 500 by -9.31% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • South Plains Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • South Plains Financial has grown year-over-year revenues for 3 quarters straight. In the most recent quarter South Plains Financial reported revenues of $46.4M.

Earnings Growth

  • South Plains Financial earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter South Plains Financial reported earnings per share of $0.66.
Enterprise value:
-382.3M
EV / Invested capital:
-0.69x
Price / LTM sales:
3.34x
EV / EBIT:
-2.57x
EV / Revenue:
-2.10x
PEG ratio (5yr expected):
0.27x
EV / Free cash flow:
-6.43x
Price / Operating cash flow:
10.21x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.03%
Net Income Margin (TTM):
23.96%
Return On Equity:
10.63%
Return On Invested Capital:
8.34%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $214.6M $181M $181.8M $46.2M $46.4M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.31 $3.73 $2.57 $0.78 $0.66
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $1B $1.1B $1.1B $955.1M $1.1B
Total Assets $3.5B $3.8B $4B $4.2B $4.3B
Current Liabilities $7.8M -- -- -- --
Total Liabilities $3.2B $3.4B $3.7B $3.8B $3.9B
Total Equity $352.6M $398.3M $341.8M $371.7M $443.1M
Total Debt $204.7M $122.1M $122.3M $122.5M $110.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $137.5M $56.6M $61.8M $26.3M $17.9M
Cash From Investing -$353M -$168.7M -$12.8M -$4M $63.7M
Cash From Financing $217.8M $134.5M $69.8M $34.5M $91.6M
Free Cash Flow $133.6M $50.8M $59.4M $25M $17.1M
SPFI
Sector
Market Cap
$585.4M
$700.3M
Price % of 52-Week High
87.32%
88.31%
Dividend Yield
1.57%
2.2%
Shareholder Yield
3.33%
3.87%
1-Year Price Total Return
20.92%
7.75%
Beta (5-Year)
0.601
0.737
Dividend yield:
1.57%
Annualized payout:
$0.52
Payout ratio:
20.3%
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $36.72
200-day SMA
Buy
Level $31.04
Bollinger Bands (100)
Buy
Level 32.12 - 37.7
Chaikin Money Flow
Buy
Level 2.3M
20-day SMA
Sell
Level $37.94
Relative Strength Index (RSI14)
Sell
Level 40.41
ADX Line
Sell
Level 24.44
Williams %R
Neutral
Level -51.2035
50-day SMA
Sell
Level $37.03
MACD (12, 26)
Sell
Level -0.46
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Neutral
Level 4.2M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.1462)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has two reportable segments: banking and insurance.

Stock Forecast FAQ

In the current month, SPFI has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The SPFI average analyst price target in the past 3 months is $43.75.

  • Where Will South Plains Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that South Plains Financial share price will rise to $43.75 per share over the next 12 months.

  • What Do Analysts Say About South Plains Financial?

    Analysts are divided on their view about South Plains Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that South Plains Financial is a Sell and believe this share price will drop from its current level to $37.00.

  • What Is South Plains Financial's Price Target?

    The price target for South Plains Financial over the next 1-year time period is forecast to be $43.75 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is SPFI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for South Plains Financial is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of SPFI?

    You can purchase shares of South Plains Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase South Plains Financial shares.

  • What Is The South Plains Financial Share Price Today?

    South Plains Financial was last trading at $35.68 per share. This represents the most recent stock quote for South Plains Financial. Yesterday, South Plains Financial closed at $35.72 per share.

  • How To Buy South Plains Financial Stock Online?

    In order to purchase South Plains Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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